Like DNA, MPB Today Affiliate Targets Churches: ‘Get $200 Walmart Gift Cards And $300 Checks Over And Over Again’; Another Affiliate Advises Prospects To Focus On The Money, Not The Groceries

UPDATED 7:06 P.M. EDT (U.S.A.) TO INCLUDE GRAPHIC OF SEARCH-WARRANT APPLICATION IN THE  U.S. SECRET SERVICE PROBE OF THE REGENESIS 2×2 MATRIX CYCLER PROMOTED AT THE ASAMONITOR FORUM.

An MPB Today affiliate is targeting churches in a video animation. MPB Today is a Florida-based multilevel-marketing (MLM) program tied to a grocery business known as Southeastern Delivery of Pensacola.

Like yet-another Florida-based MLM — Data Network Affiliates, which purports to collect license-plate data that can help law enforcement and the AMBER Alert program rescue abducted children — the MPB Today program is being targeted at people of faith. DNA advised churches that it was their “MORAL OBLIGATION” to help it sell a purported mortgage-reduction program aimed at foreclosure subjects and positioned the MLM program as a “Church Fundraisers (sic) DREAM Come True.”

A video for MPB Today titled “MPB Today . . . the movie,” meanwhile, positioned a salesperson for the purported grocery program as on the cusp of enrolling “Jill, her parents and her church.

“The church is enrolling as a fundraiser!” the video exclaims.

MPB Today also is referenced on the ASAMonitor Ponzi forum as a good opportunity for churches. ASAMonitor is referenced in court filings in a criminal case against the alleged Pathway to Prosperity Ponzi scheme as an outlet from which Ponzi schemes are promoted. Also referenced in the Pathway To Prosperity filings are the TalkGold and MoneyMakerGroup Ponzi forums — two other places from which MPB Today is being promoted by affiliates.

In an Aug. 28 post at ASAMonitor, an MPB Today affiliate claimed he had “just signed up a minister who is going to use this as a fund raising method to help his church… should be interesting. Sure beats selling cookies or flower bulbs!”

The animated video for MPB Today, which is accessible through a website that features multiple video promotions for the firm, shows a male character apparently angry for not listening to a female promoter who earlier urged him to join.

“Ben, no need to be angry,” the video soothed, “want to know more about MBP Today (sic) call me . . .”

The video urges Ben to “call me tonight if you want to get $200 Walmart gift cards and $300 checks over and over again . . .”

A separate video accessible at the same site shows a 46-inch Samsung TV and other electronics acquired at Walmart through MPB Today’s MLM program. Walmart has not responded to a request for comment from the PP Blog. The U.S. Department of Agriculture is conducting a “review” of claims about the MLM program, which also is targeting Food Stamp recipients, foreclosure subjects, victims of the alleged AdSurfDaily Ponzi scheme, senior citizens and opponents of President Obama and Secretary of State Hillary Clinton.

Obama and Clinton were positioned as Nazis in a video promo for MPB Today that now has been removed from a video site. First Lady Michelle Obama, the mother of two daughters, was depicted as in need of the product “Beano” after experiencing an embarrassing  gas attack in the Oval Office after consuming “beans” at a Sam’s Club Store. In the video, the First Lady apparently was knocked out after getting conked in the head by Clinton, a former First Lady and the mother of one daughter.

Clinton was called “Hitlary” in the video, and was depicted as being a whining drunk who barged into the Oval Office bawling.

In the video pitch that showed the 46-inch TV, an MPB Today affiliate said he’d initially dreamed of purchasing a 60-inch TV — but fell 14 inches short of his goal. Still, the affiliate noted, a 46-inch model was easy enough to live with.

MPB Today affiliates can get anything and everything, a promoter said -- including this 46-inch TV for Monday Night Football.

“Any[thing] and everything that is at Walmart or Sam’s Club — both on- and offline — you can get at no cost because our program will put mailbox money and Walmart gift cards in your hand daily, weekly, monthly, hourly,” the narrator claimed.

“It’s really up to you how much you want to get out of this program by simply sharing the program with other people,” the narrator said.

Although the video is 4:08 in length, the word “groceries” appears to be curiously absent, even though MPB Today purports to be a grocery program.

The narrator said he’d use his new TV to watch Monday Night Football.

Countless Ponzi schemes have been promoted from ASA Monitor. In July 2009, for instance, the U.S. Secret Service alleged that a cycler program known as Regenesis 2×2 was operating a Ponzi scheme.

Among the Regenesis 2×2 promoters was ASAMonitor member “Ken Russo,” who also is promoting the MPB Today 2×2 cycler at the ASA Monitor forum.

“Ken Russo” was keeping up with MPB Today developments and commentary at ASA Monitor this afternoon, according to the forum log published at the bottom of the discussion thread on MPB Today.

Separately, yet-another video promo for MPB Today is featuring a narrator who tells prospects not to bother buying their groceries from MPB Today — even though the firm purports to be in the grocery business.

“If you’re joining this program to buy groceries, don’t bother . . .” the narrator said, lamenting MPB Today’s purportedly high shipping costs and explaining that the company sells a “grocery voucher” that is more cost-effective to use elsewhere.

“I’m guessing you turned on this video because you heard you could make a lot of money and maybe not have to ever pay for groceries or gas again. So, you’re swimming around the ship — and not even seeing the boat — if you think this is about groceries and these other perks,” the narrator said.

The narrator then recommended that prospects start recruiting other affiliates to make “serious money” in MPB Today.

A snippet from the search-warrant application by the U.S. Secret Service in the investigation of the alleged Regenesis 2x2 matrix cycler Ponzi scheme, which was pitched from the ASAMonitor forum.

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26 Responses to “Like DNA, MPB Today Affiliate Targets Churches: ‘Get $200 Walmart Gift Cards And $300 Checks Over And Over Again’; Another Affiliate Advises Prospects To Focus On The Money, Not The Groceries”

  1. I found this video yesterday:
    http://www.dailymotion.com/video/xeettv_mpb-today-compensation-plan-equals_news
    I think it’s notable because
    1. It says (words to the effect of) the grocery voucher is irrelevant and meaningless
    2. The “important” bit, the way to earn $$$$ is the 2×2 cycler. I like the visual description – it looks very triangular. Almost pyramid shaped.

    I didn’t bother playing the video in full but a quick scan though showed many pyramid diagrams. It’s a pyramid scheme. Even the promoters are drawing pyramid diagrams to show that it’s a pyramid scheme.

    There’s also another video that claims “MPB Today Solves Unemployment Crisis”. I played it a bit but it was just waffle.

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  2. Tony H: I think it’s notable because
    1. It says (words to the effect of) the grocery voucher is irrelevant and meaningless

    Hi Tony,

    Man, that really is something. The narrator says, “If you’re joining this program to buy groceries, don’t bother . . .”

    Incredible.

    Patrick

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  3. At least one thing is accurate about this animation……the downtrodden scammer character.

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  4. MPB Today has competition… EHome Delivery, which has a wider matrix and can make you more money!! LOL.. Like MPB they are a three sided shape and equilateral. It’s always about the money, but where does it actually come from.

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  5. Quick note:

    Have now seen another video in which a check-opening ceremony is held. A few things:

    1.) These videos set the stage for security breaches.

    2.) The most recent video shows that the check is drawn on the account of MPB Today Inc. This is the second such video I’ve seen. Other videos show the check was drawn on the account of Southeastern Delivery.

    3.) The most recent video also shows a Walmart “In Store Credit” card as opposed to a gift card. This is the second video I’ve seen that shows an “In Store Credit” card. Other videos show a “gift card.”

    It is unclear if the “In Store Credit” card is the same thing as a “gift card.” At this point, I’m not sure why some customers received “In Store Credit” cards and others received “gift cards.”

    At the moment, I don’t know if the cards are equivalent.

    Patrick

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  6. Hi Patrick.

    admin: Quick note:Have now seen another video in which a check-opening ceremony is held. A few things:1.) These videos set the stage for security breaches.
    2.) The most recent video shows that the check is drawn on the account of MPB Today Inc. This is the second such video I’ve seen. Other videos show the check was drawn on the account of Southeastern Delivery.

    Well, they are trying to avoid actually having to send groceries to their downline and would much rather have the cash to perpetrate the scam. so much so that you have seen for yourself that they are trying to discourage actual food purchase.

    admin3.) The most recent video also shows a Walmart “In Store Credit” card as opposed to a gift card. This is the second video I’ve seen that shows an “In Store Credit” card. Other videos show a “gift card.”It is unclear if the “In Store Credit” card is the same thing as a “gift card.” At this point, I’m not sure why some customers received “In Store Credit” cards and others received “gift cards.”At the moment, I don’t know if the cards are equivalent.Patrick

    All one needs to do is return an item and request ‘store credit’ or just return a video game/dvd and ‘store credit’ is your only option. Anyone can go buy a ‘gift card’, put it in an envelope and say it came from the scam. Same with the ‘store credit’….just return any type of media and there you have it.

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  7. Whip: All one needs to do is return an item and request ‘store credit’ or just return a video game/dvd and ‘store credit’ is your only option. Anyone can go buy a ‘gift card’, put it in an envelope and say it came from the scam. Same with the ‘store credit’….just return any type of media and there you have it.

    Hi Whip,

    I agree that the “In Store Credit” card implies something was returned for a credit. If I were an MPB Today member, I’d want an answer to the question of why some folks are getting a “gift card” and others an “In Store Credit” card.

    It looks like a change in the status quo. Mind you, I’m not saying it is, but it looks that way.

    I think it’s reasonable for members to seek an answer to the question about the “gift card”/”In Store Credit” thing, and also the question of whether MPB Today returned something of value to Walmart and is redistributing its own “In Store Credit” to members.

    Could be innocuous, but maybe not.

    Changes in the status quo in other “programs” have been markers of things going on behind the scenes that signaled trouble — the sudden announcement by ASD that Busby would run Golden Panda instead of Bowdoin, and ASD asking for an evidentiary hearing to great fanfare from members, only to have Bowdoin take the 5th, for instance.

    If I were an MPB Today member, I’d be concerned about any changes in the status quo.

    Patrick

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  8. You can’t discount the possiblity that whomever made the video happened to have an instore credit card laying around and didn’t want to wait until they got their gift card in the mail. Same thing with the different checks, it’s possible they made up something on Photoshop and printed it out and never having gotten an actual check they just assumed the payer would be MPT and not some more obscure but genuine name.

    These people aren’t real smart but they do know scamming.

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  9. Don: It’s always about the money, but where does it actually come from.

    From the 86% of people who “lose”, probably.
    http://www.metacafe.com/watch/5188862/mpb_today_scam_keep_your_money/
    Another video, this time from someone who has calculated that 86% of punters will “lose” with MPB Today.
    I believe that the person who made this video is MLM/pyramid scheme friendly because he mentions that he has some other scheme or “program” that he is promoting. Also he says MPB Today is “bad” because 86% will lose, but he doesn’t call it the pyramid scheme it is.

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  10. This kind of thing happens all the time with every company. People join online and They then run off to promote their businesses. They say and do things that are not officially from the company. It’s impossible for the company to know what every Rep. is doing or saying all the time. Inform the company of these infractions and see what the company dose (include the links so the company can easily find said infractions).

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  11. Wendell Clark: This kind of thing happens all the time with every company.People join online and They then run off to promote their businesses.They say and do things that are not officially from the company. It’s impossible for the company to know what every Rep. is doing or saying all the time.Inform the company of these infractions and see what the company dose (include the links so the company can easily find said infractions).

    Doubtless a conclusion you’ve come to after watching the MLM scene and online companies for a while.

    Please believe me, the same things apply to the thoughts many of the posters here who have been watching the “PSEUDO” MLM/online business scene for more than a short while.

    This company and its’ methods are as much “like” a genuine MLM or business as a Volkswagen is “like” a Porsche.

    IOW, it’s only sufficiently “like” a real online grocery business to fool the inexperienced, naive and unwary.

    It’s funny/sad how many “members” of MPD had never heard of a 2 X 2 “matrix” until 2 or 3 months ago and probably had never even considered using an online grocer because the product/s were a few cents dearer than normal retail, yet here we are being lectured on how both of them can make millionaires out of everyday punters.

    One hesitates to use the old “naysayers are never wrong” line, But when it comes to the latest “next big thing” on the “usual suspect forums” Talkgold, ASA and MMG, then it gives me no great satisfaction to say without fear of contradiction, “naysayers are never wrong”

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  12. Interesting comments. I can only say this, I’ve been with MPB Today myself for several weeks now and the company is most definitely legitimate, pays promptly and offers a great way for anyone to earn an extra income or replacement income. To say it is a scam simply because it is a matrix is plain and simply ridiculous. As with any business, you have a company that sells a product (groceries), customers that purchase that product, associates that market it and earn an income from doing so. Hmm… pretty basic stuff. What is actually happening here is nothing new….. a bunch of people from other companies bad mouthing a new company. What else is new? You can choose to buy into gossip or you can choose to look at the facts. I’ll stand with the facts.

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  13. Vicki,

    Sorry to disappoint you, but I am not with another MLM company. Actually, I do look at the facts as well. You seem to have conveniently overlooked the pyramid nature of MPB, and I will bet you any amount you can name (we can even do it for charity) if you can refute the mathematics that show that MPB is unsustainable. The fact that you have been paid does not make it legit — far from it. What it really means is that you have benefitted illegally from a fraudulent scheme. Guess where that puts you? Certainly not a kingpin, however…..

    Vickie Haun: Interesting comments. I can only say this, I’ve been with MPB Today myself for several weeks now and the company is most definitely legitimate, pays promptly and offers a great way for anyone to earn an extra income or replacement income. To say it is a scam simply because it is a matrix is plain and simply ridiculous. As with any business, you have a company that sells a product (groceries), customers that purchase that product, associates that market it and earn an income from doing so. Hmm… pretty basic stuff. What is actually happening here is nothing new….. a bunch of people from other companies bad mouthing a new company. What else is new? You can choose to buy into gossip or you can choose to look at the facts. I’ll stand with the facts.

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  14. Vickie Haun: What is actually happening here is nothing new….. a bunch of people from other companies bad mouthing a new company.

    Vicki,

    That’s just what the AdSurfDaily people said. In their next breath, they said Andy Bowdoin was going to start suing all his critics. Andy said it himself.

    First, though, he told the troops that people from other companies were bad-mouthing his company.

    Why?

    “[I]t’s because our people start making money the very first day that
    their ad packages are credited to their account. There’s no selling to make that money. There’s no recruiting that you have to do to make that money. How many network marketing companies can make that claim? So we’re always going to have a lot of these big network marketers and companies that own
    network marketing companies shooting at us,” Bowdoin said, according to a government exhibit in the $100 million Ponzi case.

    He blamed “people that are jealous of success” for ASD’s bad press.

    And then Bowdoin threatened to sue:

    “And Don mentioned a national firm, an attorney firm that he was talking about who has experience in bringing the hammer down on people that need it,
    and we’re given him the authority with the go ahead. These people that are making these slanderous remarks, they are going to continue these slanderous remarks in a court of law defending about a 30 to 40 million dollar slander lawsuit.”

    The date was July 12, 2008. Affiliates helped Bowdoin spread the chill and the message that jealous rivals were bad-mouthing his company.

    About three weeks later — after Bowdoin had talked about “bringing the hammer down on people that need it” — the U.S. Secret Service raided his operations.

    A few months after that his own members sued him under the federal RICO statute.

    Bowdoin, they said, was a racketeer.

    I’m wondering, Vicki: Do you tell your prospects about Gary Calhoun’s run-in with the FDA? You knew about that, right?

    How about Gary Calhoun’s history with the BBB? You knew about that, right?

    Quick! Who are Gary Calhoun’s business partners in MPB Today/Southeastern?

    Quick! Why have the companies that evolved into MPB Today/Southeastern used five separate names since 2006?

    Along those lines, are you able to explain to prospects who ask what the difference is between a food “voucher” and a “Prepaid Grocery Receipt?”

    Is there a difference, Vicki?

    The reason I ask is that lack of disclosure became an element of the ASD case. And wordplay often is a big part of MLM scams. ASD, for example, might call its purported product “ad packs” — and AdViewGlobal, say, might call its purported product “page impressions.”

    Want more wordplay? ASD might call its payments to members “rebates.” AdViewGlobal might call them VIPs.

    For the sake of discussion, let’s say that “vouchers” and “Prepaid Grocery Receipts” actually are NOT two different ways to describe what fundamentally is the same thing.

    I’m wondering if you know why MPB Today instructed members to stop using the word “voucher” and to start using “Prepaid Grocery Receipts” instead, according to an MPB Today member.

    And I’m wondering if you know how a “Prepaid Grocery Receipt” can magically turn into a 46-inch television or a tank of gas for the new SUV or a set of tires for the old Ford.

    Could the “voucher” before it do the same thing? And if it could do the same thing, why the need to rename a “voucher” a “Prepaid Grocery Receipt?”

    Lots of MPB Today people are still selling “vouchers.” What should MPB Today with the money that comes in from those members and uplines — especially since MPB Today instructed the troops to quit using the word voucher?

    Why would MPB Today be afraid of that word?

    Patrick

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  15. Seems “she’s” not making any money at all and the exposure of truth is hurting “her” recruiting. lol.

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  16. What’s really amazing is watching people who, until a month or two ago, had never even heard of a “matrix”

    Yet here they are today huffing and puffing and lecturing others on how well a “2×2 matrix” works.

    What’s even worse is the fact so many people learned nothing from the much publicized Madoff Securities scandal and consider the fact they are “being paid” indicates legitimacy.

    How soon they forget, Madoff Securities lost 65 BILLION dollars, yet the investors were all “being paid” (until they weren’t)

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  17. Quick notes:

    Have now seen a video that implies “most” people make money in MPB Today. It’s odd on two fronts: First, it’s a concession that not all people make money. Second, it’s a claim that defies the math. Indeed, “most” people do not make money in MPB Today. “Most” people lose money.

    There was no explanation about how “most” people purportedly make money.

    Among the stage props were Walmart gift cards, Walmart “In Store Credit” cards and at least one prepaid Visa card. There also was a stack of copies of checks and a claim a person can get them “over and over again.”

    Among the other props was a book pointed at the camera. Its title appeared to be, “Examining the Scriptures Daily: 2010.” The video was a bit grainy — but that appeared to be the title.

    There is a huge disclaimer in red in the video that says there is “no guarantee of what you may earn” and that earnings are based “solely on your own efforts.”

    The disclaimer is in stark contrast to a URL dubbed into the video that implies “most” people make money.

    The promoter appears to be holding at least 10 Walmart-branded cards and is displaying them by fanning them — somewhat like a person who is playing cards or performing card tricks holds playing cards.

    I say “somewhat like” because the promoter made no effort to conceal what she had in her hand: The video shows the Walmart branding.

    Although the promoter describes the cards as $200 gift cards,” it looks like a mix-and-match of gift cards, “In Store Credit” cards and at least one prepaid Visa.

    The Jehovah’s Witnesses publish a book titled “Examining the Scriptures Daily,” but it is unclear if the book shown in the video is the same book. Also unclear is the promoter’s religious affiliation. It is NOT an overtly religious pitch. It is very subtle.

    On a side note, I’ve been getting email from a sender who identifies herself as a minister. The emails accuse me of “Misrepresentation” of the MPB Today opportunity in my reporting.

    “It sounds like you hate Christians and all mlm companies,” the sender wrote on Sept. 21.

    On Sept. 25, the sender wrote: “It’s easy to repeat gossip and slander and that’s what you are doing.”

    As I explained earlier to the sender, the PP Blog does not oppose religion or people of faith. I also explained that the Blog covers cases of affinity fraud targeted at Christians and other groups.

    Here is the sad part: I have no reason to believe this minister is out to fleece anybody — and yet my polite, factual email to her (in response to her first email) was returned with hostility.

    The minister said the “truth” was available from the CEO of the company. She added that she called “various government agencies” that “say there are no complaints or issues with the company.”

    Let’s walk that one back: Is the “truth” REALLY available from the CEO, who had problems with the FDA over a product that purported to be a treatment for Lou Gehrig’s Disease and Herpes, among others.

    That is a FIVE-ALARM red flag right there. Unlucky enough to have been afflicted with Lou Gehrig’s disease, one of the nastiest and most confounding diseases known to man? Well, take this . . .

    Unlucky enough to have contracted Herpes? Well, take this . . .

    The words “prostate cancer” also appeared in the meta tags of the MPB Today CEO’s website when he was hawking the Lou Gehrig’s treatment at Trim International, according to the FDA. This brings issues of honesty into play immediately.

    What happens from there? Well, a “grocery” company eventually evolves, and it purports to sell “vouchers” and, later, “Prepaid Grocery Receipts.” And the promoters say the “Prepaid Grocery Receipts” are attractive to Food Stamp recipients and can be used at Walmart to buy big-screen TVs.

    Now, how about the claim by the minister that “various government agencies . . . say there are no complaints or issues with the company.”

    That could be true, of course. Such a thing would have been true right up until the day Bernard Madoff confessed his scheme, as LRM points out above.

    Regardless, a purported statement that there are “no complaints or issues with the company” is a vacuous claim, even if the “various government agencies” the minister contacted did, in fact, tell her what she claims to have been told.

    It is proof of nothing — one way or the other. The minister, however, appears to have adopted it as proof, in the same fashion that a good number of her fellow MPB Today members are posting check-waving videos and videos showing Walmart cards as forms of “proof.”

    That an opportunity “pays” is not proof that no scam exists. That a government agency says it has no complaints likewise is no proof of legitimacy.

    Meanwhile, the PP Blog contacted a government agency that told it ON THE RECORD that it is examining certain claims about the MPB Today program.

    A poster known as “Walks Simply” at ASA Monitor almost immediately tried to discredit the Blog’s reporting by suggesting it was making it all up.

    That would be the ASA Monitor Ponzi and criminals’ forum, of course — a forum that is referenced by the U.S. Postal Inspection Service in the P2P Ponzi case, a forum that was part of the launching ground for the Regenesis 2×2 MATRIX CYCLER that became the subject of a probe by the U.S. Secret Service, and a forum from which the MPB Today 2×2 MATRIX CYCLER is being promoted.

    Anyone think that the “Regenesis” name was a coincidence? The root of the word is “genesis,” which means a creation or beginning. Regenesis means a new creation or new beginning — i.e., being born again.

    “Genesis,” of course, also is the first book of the Hebrew Bible, known by millions of Christians as the Old Testament.

    Now, we have MPB Today being both sold and promoted to Christians — by some of the same folks who pushed Regenesis 2×2 from a known Ponzi forum. And we have some MPB Today members informing prospects that there are liars and thieves inside the organization and that it’s important not to sign up under liars and thieves and scammers.

    Except that people all get paid from the same money pool and that some of the money, according to MPB Today’s own members, was put there by liars and thieves and scammers, of course.

    Let’s walk that one back: Let’s say, for example, that there actually are NO liars and thieves and scammers inside MPB Today.

    What does that mean?

    Well, it means that people lied about MPB Today having liars and scammers and thieves so they could siphon downline profits, which of course demonstrates that MPB Today actually DOES have liars and scammers and thieves.

    This situation is truly incredible.

    Patrick

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  18. I don’t know Patrick…..I contacted the Division of Motor Vehicles in NJ and they said they had no complaints about MPB. The ‘minister’ may be correct. lol.

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  19. Whip: I don’t know Patrick…..I contacted the Division of Motor Vehicles in NJ and they said they had no complaints about MPB. The ‘minister’ may be correct. lol.

    Hi Whip,

    Nothing at DMV, huh? Perhaps you should check with Sewage and Water next, and follow-up with a call to Bay Area Rapid Transit (BART) out in San Francisco.

    Your point is well-taken. It reminded me of “John” trying to argue that Data Network Affiliates could not be a scam because no one accused Phil Piccolo of scamming when he was on a radio show last month — a radio show from which he wrapped himself in the blanket of Christianity and planted the seed that he was going to sue critics.

    Of course, he earlier told the radio host that he was going to sue him.

    In one of those MLM-only ways, all of this somehow got reconstructed to mean that DNA was not a scam.

    Patrick

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  20. Quick note:

    Wanted to add to my 1:21 p.m. comment above . . .

    It also is common in MLM scams for someone to say something along these lines:

    “If it was a scam, the Feds or the regulators or the state would have shut it down by now.”

    That’s just another vacuous deflection, of course. The Ponzi Highway is lined with the carcasses of programs and investment opportunities that weren’t shut down until they collapsed or until law enforcement intervened.

    Some Ponzi schemes in the United States have operated for 30 years. Madoff likely goes back at least 15+ years. Wayne McLeod’s Ponzi began in 1988, when Ronald Reagan was President. It ended about 22 years later, spanning the administrations of President George H.W. Bush (4 years), President Clinton (8 years), President George W. Bush (8 years) and the first year and a half of President Obama’s administration.

    Patrick

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  21. Hey everybody,

    I just made a cool web banner ad for my uncle that promotes this MPB Today deal. He has already received an acutal Walmart Card (I don’t know exacty what kind of card but a Walmart card) and spent all $200 of it. He also received the $300 and is very gung ho!

    Say I got into this deal, got paid by some good luck. Would I go to jail or would any criminal actiions be against me or would I be a victim? Or should I say a willing victim.

    Thanks all, good info.

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  22. Tim,

    A $200 Walmart Card is worth exactly the same if you pay Walmart $200 for it or if you buy it from MPB Today. But if you buy it from MPB Today AND pay their extra charges and enter into their cycler, you wont get $300 out of luck, you’ll get it because you will have paid $200 PLUS for your $200 Card and you have convinced two people who have convinced 4 more to do the same. They wont get a red cent until they do exactly the same. Seven people, including yourself, have to pay MPB today before you get paid and so on in a never ending chain. The problem is that this multiplies so fast that it saturates very quickly and the people who come in after you have less chance than you of seeing their money and it gets worse the further you go along. The United States does not have an infinte number of people who will fall for this scheme and only the first in will make much money.

    There is a mathematical analysis somewhere on this blog posted by Entertained which sets out the figures, but I assure you that for you and your your uncle to continue to make money, a lot of people will end up losing theirs. The estimate is a ratio of about 14% winners and 86% losers. A lot of people dont feel good about joining a scheme like that. Whether or not you go to jail depends on how deep you get into it before it gets shut down,or if MPB Today implodes or dies out of its own accord. Victim? Hardly. If you know what you are doing when you start, how can you play the innocent later.

    Easy money may be tempting, but only you have to live with yourself afterwards if other people you have brought in, or that they have brought in, lose money to make you a few bucks.

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  23. This is NOT a ponzi scheme. It is a way to exponentially grow a company while the consumers are getting rewarded for telling others.If you took time to know these people and how things REALLY work, it’s not a scheme at all. I did what they said and shortly after joining, I got my first check.

    All you do is ask people “Would you spend $200 out of pocket one time to totally eliminate your grocery bill”. That’s all. If they are interested, they will want to know more. It is up to the individual to look at the business over and over again, ask questions and fully know what they get into. People ARE getting paid when they do what they what is required because as the question is asked, who wants to eliminate their grocery bill from a one time payment of $200, and then they get in.

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  24. Frank Peoples?

    Isn’t he the idiot in New Jersey who declared himself a “non-profit” company as a way to evade paying taxes, completely ignoring the paperwork and approval process required for something to qualify for charity status?

    I do hope that the “Frank Peoples Is Poor” nut on Facebook is not the same Frank Peoples as this fellow, however
    http://www.homefacts.com/offender-detail/NJ214175C/Frank-Peoples.html

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  25. Frank Peoples: This is NOT a ponzi scheme. It is a way to exponentially grow a company while the consumers are getting rewarded for telling others.If you took time to know these people and how things REALLY work

    It is. Your second sentence even says so. And, we did.

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