“They want so badly to believe in the tooth fairy.” — Fred Joseph, then-Colorado Securities Commissioner, February 2013. (As told to the Durango Herald in “For a Ponzi payout, call the tooth fairy.”)
Achieve Community promoter Rodney Blackburn laments developments with that “program,” and now is encouraging prospects to sign up for “Trinity Lines,” another Ponzi-board “opportunity.” Like other Achievers, Rodney also is promoting “Unison Wealth,” yet another Ponzi-board “program.”
UPDATED 1:27 P.M. ET U.S.A. Fred Joseph announced his retirement in December 2013, after 30 years in public service. He’d seen it all during the course of his career, including the case of Frederick H.K. Baker, infamous as an instance in which an HYIP scammer tried to “scam the scammers.”
Now comes word that “Achieve Community,” a Ponzi-board “program” that appears to be operating out of Colorado and Michigan, is in an even deeper crisis than the one it confronted after reportedly losing its ability to do business with Payoneer in late October or early November.
This is because Global Cash Card, which Achieve apparently envisioned as a substitute “payout” processor after the Payoneer debacle, reportedly is unwilling to work with Achieve — this after Achieve sold the asserted GCC arrangement as a done deal on Dec. 18.
Achieve promoter Rodney Blackburn, in our view, is a classic example of a person who wants badly to believe in the tooth fairy.
“Quite honestly, there’s a lot of upset people out there, and rightfully so,” Rodney says of the GCC development, attributing the news to Colorado-based Achieve co-founder Kristi Johnson. “I can understand where everybody is upset. There was a lot of rumors going on out there. There has not been a lot of transparency, as far as the details . . .”
“Kristi has brought out information that’s in the forum [pertaining to the GCC development]; I can’t dispute that. But as far as what’s been going on with Global Cash Card — that has been declined, for whatever reason we don’t know.”
Rodney says Achieve owes him $90,000.
“We all just have to wait it out,” he says, adding that he “trust[s] Kristi enough to where she is going to make this wrong right, that she is going to give everything that she’s got to get Achieve up and running. She had a vision from the beginning. The vision has never, you know, swayed. But definitely something going on in the background, and it would be nice if she was a little bit more open about what’s going on. I know she likes to kinda hold everything to the vest close to her. But . . . it’s tough because there are so many of us out there that are really needing the money. That’s why we get into this industry. We want Achieve to work so badly . . .
“The best thing I can tell everybody as of right now is to look into other options.”
Rodney’s remarks are contained within a 11:59 YouTube video published Jan. 4 and titled “LIST – Achieve Community Update 1/ 4 /2015.” LIST stands for Legendary Income Solutions Team, a group that pushes “programs.” Just seconds after Rodney laments the situation at Achieve, it becomes clear that he won’t be just sitting around. No, Rodney is now pushing “Trinity Lines,” another Ponzi-board “program.”
As noted earlier, Rodney also is pushing Unison Wealth. It, too, is a Ponzi-board “program.”
Because Ponzi-board “programs” often have promoters in common, this sets the stage for fraudulent proceeds to circulate between and among scams.
Little wonder GCC appears not to be keen on Achieve. Its promoters may be polluting the money stream at multiple points of contact by pushing other scams, even as Achieve appears to be boxed in.
It didn’t take long for MLM to get some bad press in 2015. The Reserve Bank of India, the nation’s central bank, cautioned the public “against Multi Level Marketing Activities” on the first day of the new year.
Some Ponzi analysts are questioning whether an emerging cycler scheme known as Unison Wealth may be Indian in origin. Unison Wealth is lauded by promoters of the Achieve Community scheme. (See K. Chang comment at PP Blog and thread below this Dec. 9 Unison Wealth Story at BehindMLM.com.)
At least one previous MLM scheme — Club Asteria — traded on the venerated name of Mahatma Gandhi. A recent scheme known as 8Elos that may have ties to TelexFree Ponzi-scheme hucksters has traded on the venerated name of Abraham Lincoln.
The Reserve Bank of India has cautioned the public against Multi-level Marketing (MLM) activities so that investors do not fall prey to unscrupulous entities.
Explaining the functioning of these entities, the Reserve Bank stated that MLM/Chain Marketing/Pyramid Structure schemes promise easy or quick money upon enrolment of members. Income under such schemes majorly comes from enrolling more and more members from whom hefty subscription fees are taken rather than from the sale of products they offer. It is incumbent upon all members to enroll more members, as a portion of the subscription amounts so collected is distributed among the members at the top of the pyramid. Any break in the chain leads to the collapse of the pyramid, and the members lower down in the pyramid are the ones that are affected the most.
The Reserve Bank has advised that members of public should not to be tempted by promises of high returns offered by entities running Multi-level Marketing/Chain Marketing/Pyramid Structure Schemes. The Reserve Bank has reiterated that falling prey to such offers can result in direct financial losses and they, in their own interest, should refrain from responding to such offers in any manner.
The Reserve Bank has also said that acceptance of money under Money Circulation/Multi-level Marketing/Pyramid structures is a cognizable offence under the Prize Chit and Money Circulation (Banning) Act 1978. Members of public coming across such offers should immediately lodge a complaint with the State Police.
A link to Facebook flashes on the screen in a Dec. 30 YouTube promo for Achieve Community, Unison Wealth and LIST. Rodney Blackburn assures viewers that all is OK with Achieve, but then appears to take back his remarks.
EDITOR’S NOTE: The Legisi HYIP scheme was a Ponzi-board “program” that tried to hide underground in 2007/08, even as state and federal investigators were conducting an undercover probe that eventually led to the arrests and subsequent convictions of the purveyor-in-chief and a pitchman for the $72 million fraud.
In this evidence exhibit given to a federal judge prior to the Legisi asset freeze in 2008, a Legisi prospect writes the name “Money Maker Group.com” in longhand. State and federal probes into Legisi were under way long before members knew — and undercover agents were part of the probe.
One of the evidence exhibits in the case included the words “MoneyMakerGroup.com” written out in longhand by a Legisi investor. Case files used in an SEC exhibit also show page after page of postings from Legisi’s so-called “private” forum. In addition to prison sentences, millions of dollars in civil judgments were imposed in the Legisi prosecution.
Like Legisi, Achieve Community is a Ponzi-board “program” that has installed a “private” forum.
**_______________________**
2ND UPDATE 12:38 P.M. ET U.S.A. As the PP Blog noted on Dec. 11, Achieve Community appeared to be prepping to follow a playbook used by predecessor scams such as AdViewGlobal and others — that is, compartmentalize information by creating a members-only private forum to make it the only source of info from the “opportunity” itself.
This typically occurs when a scam begins to sense it has been entirely too public in its scamming through public venues such as Facebook or Ponzi forums and that members themselves — through individual promos — are hastening the day of a “program’s” final demise.
Achieve Community now appears to have turned its back on (or is in the process of retreating from) the once-ballyhooed “TheOfficialAchieveCommunity” Facebook site. At the same time, it appears to be discouraging individual promoters from continuing to use Facebook for their Achieve pitchfests.
“We are no longer able to be a Facebook program – and that is not up for debate – there are several reasons for this – and most have to do with our processors,” Achieve Community co-founder Kristi Johnson reportedly has written.
A real head-scratcher, that one.
“If you have questions about our program come to the [Achieve private] Forum to ask them,” Kristi continues. “If you are a member with time, come to the Forum to help answer your community members please.”
And, she adds, “If our information continues to be shared through unofficial Facebook groups or timelines or questions about everything Achieve anywhere on Facebook, we will not get the processors that we want to work with. It’s that simple.
“You all can decide if you want to see Achieve continue or not. If you do want us to continue come to the Forum. If not, stay on Facebook with these unofficial groups and questions. I’ll leave it to our community.”
Kristi did not identify any of the “unofficial groups.” Nor did she say whether she was concerned about individual promos on YouTube such as those from Rodney Blackburn.
Like many “cycler” promoters on the Internet, Rodney is a one-person PR train wreck. For example, he now has announced on YouTube that he’s promoting “Unison Wealth” and, in the process, joining other Achievers who are doing so.
In Rodney’s promo, a link to Facebook flashes on the screen at about the 8:35 mark.
“As far as I can see, as far as I understand . . . everything is fine with the Achieve Community,” Rodney ventures in his 10:30 YouTube combo promo for Achieve, Unison Wealth and the “Legendary Income Solutions Team or LIST.
The promo, complete with three exclamation marks, is titled “LIST – Achieve Community Update and More!!!”
But as soon as Rodney utters soothing words about Achieve, he seems to take them back. “Kristi is under a tremendous amount of stress as far, in my opinion, [as] trying to get everything up and running. But, guys, we can’t lose focus that she has done everything that she says she’s gonna do. Has it been at the exact timelines all the time? No.”
He then talks about debit “cards” purportedly from Global Cash Card not being “out” and “all these [Achieve] delays” over the past few weeks after Achieve reportedly lost its ability to conduct business through Payoneer weeks ago.
Talking about damning someone with faint praise.
Regardless, Rodney then switches course again, assuring his audience that Kristi isn’t responsible for any of the problems at Achieve. He further ventures that the MLM trade/networking marketing business in general has been impressed by the way Achieve does business and therefore would adopt Achieve practices.
“That tells you something,” Rodney asserts. “Kristi was onto something when she created this. And so, you gotta tip your hat to her.”
Unison Wealth” is “an excellent opportunity for people to come in,” Rodney says — this after noting his LIST downline group stresses “passive” programs.
The passivity of a scheme is an element in what constitutes an “investment contract” under U.S. and state-level securities laws. A recent example of this can be found in the lawsuits against alleged “winners” in the Zeek Rewards Ponzi- and pyramid scheme, including lawsuits filed this week against alleged Zeek winners who hail from Australia.
Zeek’s court-appointed receiver is seeking the return of the alleged winnings, saying they came from Zeek victims. The receiver also has sued U.S. and Canadian alleged winners.
Achieve “winners” potentially could experience the same outcome if litigation emerges.
Like Achieve, Unison Wealth is a Ponzi-board program. The TalkGold forum got a prominent mention in court filings earlier this month in the U.S.-led prosecution of Liberty Reserve, a defunct money-moving business once used by criminals the world over.
So, the following bizarre circumstance has evolved: Achieve — a “program” with an 800 percent ROI and targeted at senior citizens and promoted on Ponzi forums — suddenly says it’s “no longer able” to be a Facebook “program” and that the issue is “not up for debate” because post-Payoneer processors might get the wrong idea about Achieve.
This appears to be occurring as Achieve is engaging in a Zeek Rewards- and TelexFree-like game of payment-processor roulette, potentially now including iPayDNA and Global Cash Card.
Nothwithstanding the bizarre assertion that Achieve once was “able” to be a Facebook “program” but now cannot be, Achieve will be no less a Ponzi scheme whether it goes underground or not.
As “Achieve Community” promoter Kristen Jennifer shows her back office in the “Unison Wealth” program, ads for other “programs” appear, including some “programs” on well-known Ponzi-scheme forums.
EDITOR’S NOTE: In litigation related to Zeek Rewards, a Ponzi-board “program,” court-appointed receiver Kenneth D. Bell has raised a concern that network-marketers may be proceeding from one fraud scheme to another. Bell has asked a federal judge to take “judicial notice” of certain YouTube videos.
** ______________________**
UPDATED 10:07 P.M. ET U.S.A. “Unison Wealth” is a “program” on MoneyMakerGroup from which a promoter claims “Turn $35 One-Time Into $1545.” It’s also on TalkGold. Both MoneyMakerGroup and TalkGold are forums listed in U.S. federal court files as places from which Ponzi schemes are promoted.
One such reference to the forums is in the context of Nicholas Smirnow, the operator of the Pathway To Prosperity HYIP fraud who was arrested in Canada this month after being charged by the United States in 2010 and spending time in the Philippines.
Pathway To Prosperity allegedly plucked people from 120 countries for $72 million. An affidavit by the U.S. Postal Inspection Service in the Smirnow case specifically references MoneyMakerGroup and TalkGold. The affidavit has been available online for more than four years and is published by the office of Stephen R. Wigginton, U.S. Attorney for the Southern District of Illinois.
A “program’s” presence on the Ponzi boards is a crimson-red flag that a scam is occurring. Thousands of promoters of Zeek Rewards, a Ponzi-board “program” alleged to gave gathered on the order of $897 million, now face litigation aimed at clawing back their “winnings” from Zeek. At least one payment vendor for Zeek claims it was rendered insolvent through its business relationship with North Carolina-based Zeek.
On another Ponzi-board front, promoters and vendors of TelexFree — an alleged $1.2 billion fraud — also are facing Zeek-like litigation nightmares.
Like Pathway To Prosperity, Zeek and TelexFree, “Achieve Community” also has a Ponzi-board presence. This potentially sets the stage for new HYIP litigation nightmares from law-enforcement, receivers mandated by court order to round up fraud proceeds and class-action lawyers. And because some Achieve Community promoters are simultaneously promoting other Ponzi-board “programs,” any litigation that emerges could be amplified across multiple courts. Achieve, for example, appears to be operating in Michigan and Colorado.
In theory, an Achieve promoter living in, say, Florida (or any other state) could be compelled by court order to appear in a federal court in another state to produce documents, sales materials, promos and business records.
Back-Office Tour By Achieve Promoter Is Revealing
Promoting Achieve is bad enough. But some Achieve promoters now are pitching other Ponzi-board “programs.” One YouTube promo dated Dec. 20 for Unison Wealth by an Achieve promoter takes prospects inside the Unison Wealth back office.
Remarkably — and without comment from Achieve/Unison promoter Kristen Jennifer — the promo shows one ad after another for HYIP schemes loading in the Unison back office. (The ads load as Kristen pitches Unison.)
The first of these is “MyTrafficValue.” As Kristen tries to sell viewers on Unison, a banner ad for MyTrafficValue claims “invest to earn 110% within 4 days or daily payments until 125%.”
Who placed the ad is unknown, but the mere presence of the ad shows that Unison is driving traffic to a Ponzi-board “program” with a 141-page thread at MoneyMakerGroup.
Lo and behold, an ad for Cycles 24/7 also appears in the Unison back office of Achieve promoter Kristen. (BehindMLM.com has a report dated today on Cycles 24/7.)
What obviously is occurring is that one scam is giving synergy to another. It hardly ends with Cycles 24/7.
Indeed, even as Achieve promoter Kristen is narrating her ad for Unison, ads for other Ponzi-board “programs” load on the screen. Ads for each of these “programs” (and others) appear:
BitcoinCycler.
TrinityLines.
OneTenMethod. (URL appears to be OwnMatrix.com, with “OWN” an acronym for Online Wealth Network.)
HeavenPaid. (“THIS DONT [sic] SUCK” is among the claims.)
MyAdvertisingPays.
ClickAdPays.
Super 2×7 Matrix.
EveryoneCycles.
During the same 13:18 YouTube promo by Achieve member Kristen for Unison, ads for other “programs” appear on the screen. (In some cases, these may include descriptors, rather than the actual “program” name.) This lineup includes Auto Mass Traffic, Dollar Funnel, $20 Quality AdPack, AdBoardMarketing, Private Cycler, Seven Save In Gold & Silver from $25 (edited Jan. 5, 2015), NetPennyStocks.com (” . . . Makes You Earn 101,970.75 And Get Paid Weekly”).
A couple of ads for what appear to be “leads” program also appear. Some other names that appear in the ad are too fuzzy to be recognizable.
Regulators have been warning for years about scams spreading on social media.
In the Unison Wealth video, Kristen says, “I’m gonna keep you posted on this, but I have to be mindful of YouTube because YouTube doesn’t really like me posting result videos for some reason.”
There are other instances, including the eAdGear case in which the SEC contacted YouTube owner Google for information. The eAdGear case speaks to the issue of a scam trying to sanitize itself by touting supposed links to legitimate companies. Achieve promoters are doing the same thing when they assert Achieve couldn’t possibly be a scam because certain well-known financial vendors do business with it.
Think of Enron, a colossal fraud. That famous financial firms did business with it was immaterial to the issue that Enron itself was a huge scam.
Kristen also ventures there may be certain tax advantages when one joins Unison Wealth. Veteran MLM huckster Phil Piccolo of TextCashNetwork, DataNetworkAffiliates and OWOW — disasters one and all — is infamous for making such claims.
Is there any doubt that network marketers are falling off one cliff after another and, in one “program” after another, putting on blindfolds? These scams are gathering billions of dollars.
Friends, Kristen very well could be one of the nicest, most sincere people you’d ever want to meet. But she is grossly misinformed about Achieve and Unison Wealth.
The Zeek and TelexFree litigation alone offers compelling examples of decidedly unpleasant things that can happen when HYIP “programs” crater or attract regulatory scrutiny. For promoters to ignore these cases is to ignore peril.
Achieve promoters currently are explaining away criticism as the tool of “haters.” Zeek and TelexFree promoters did the same thing.
