Tag: MPBToday

  • MPB TODAY SPONSOR ATTACKS FELLOW MEMBERS: Join My Group Because Other Uplines ‘Lying’ To Prospects; ‘People Are Gonna Try To BS You To Try To Get You To Join’

    At the 2:54 mark in this video that includes a guitar as a backdrop, an MPB Today sponsor informs prospects that the company includes uplines that lie to recruits to get them to join.

    An MPB Today sponsor is asserting in a YouTube video that his upline is honest — but that other uplines in the company consist of liars who are “gonna tell you whatever they think you’re gonna want to hear” in a bid to get you to join the Pensacola-based multilevel-marketing (MLM) program that purports to sell groceries.

    How any MPB Today payments to members could be considered untainted if the company collected money based on lies and misrepresentations by sponsors was not explained in the 4:26 video.

    “And you’re going to see so many videos here, telling you, ‘Join us, we have a large upline, large [upline],’” the video’s narrator intoned.

    “They’re lying to you,” he continued. “I know that ours is the second-largest upline in the company. Don’t be . . . People are gonna try to BS you to try to get you to join. They’re gonna tell you whatever they think you’re gonna want to hear.”

    MPB Today is being promoted on YouTube and other social-networking sites. It also is being promoted on known Ponzi scheme forums such as ASAMonitor, TalkGold and MoneyMakerGroup.

    It is believed that some of the promoters have ties to the judicially declared CEP Ponzi scheme, the alleged AdSurfDaily Ponzi scheme, the alleged Pathway To Prosperity Ponzi scheme, the alleged Regenesis2x2 Ponzi scheme and other Ponzi and pyramid schemes.

    Ponzi ties are potentially catastrophic to MPB Today because promoters could be using criminal proceeds from other schemes to join the company. A public claim by a promoter that the company has upline sponsors who lie to members also is potentially catastrophic because it could be construed as an acknowledgment that the company is coming into possession of money based on falsehoods told by its own members.

    Meanwhile, some MPB Today members have posted purported “proof” videos that the company is legitimate. Some of the videos show images of checks drawn on a Florida bank that is operating under an FDIC consent agreement.

    At least one video shows an MPB Today member cashing a check from the MLM at an FDIC-insured bank while audiotaping the bank teller’s voice. Research suggests the affiliate’s account is at a bank in Utah.

    Federal officials have said that Utah is plagued by Ponzi schemes, including schemes targeted at people of faith.

    If MPB Today has come into possession of money from Ponzi schemes and is gathering money based on the lies of its members — and if affiliates are cashing or depositing MPB Today checks at banks across the United States — it means that banks external to MPB Today’s bank may be in possession of tainted money.

    The U.S. Department of Agriculture is conducting a “review” of claims about the MPB Today program. In July 2009, the U.S. Secret Service, which opened a probe into ASD’s business practices a year earlier, said it also was investigating a 2×2 cycler program known as Regenesis2x2.

    MPB Today also operates a 2×2 cycler. It is known that at least one MPBToday affiliate also promoted Regenesis2x2.

  • ‘News Release’ Suggests MPB Today Prospects Should Sell $200 Worth Of Food Stamps To ‘Friend, Family Member Or Whoever’ To Raise Cash To Join MLM Program

    Impoverished prospects should sell $200 worth of Food Stamps to a “friend, family member or whoever” to raise cash to join the MPB Today multilevel-marketing (MLM) program, according to a news release published on a free publicity site.

    The U.S. Department of Agriculture (USDA), which is conducting a “review” of claims about MPB Today, had no immediate comment on the news release. The release was dated yesterday, and included a URL that redirected to the sales page of an MPB Today affiliate, a URL that produced an error message and a URL that led to a YouTube video promo for MPB Today.

    “This is what I came up with,” the news release claimed, noting that the Food Stamp brainstorm occurred on the way home from church on Sunday.

    “Since MPB is the only online grocery store to accept EBT, why not purchase your groceries from MPB and either sell $200 in food stamps or use your EBT cash to get yourself into the program,” the news release continued.

    “Let’s look at the logic here,” the release urged. “Let’s say you sold $200.00 of your food stamps to a friend, family member or whoever wants to buy your food stamps and not have to pay taxes on their grocery purchase (using the EBT card). What have you lost? Nothing. Since you sold $200.00 in food stamps and got into the business, MPB gives you a $200.00 food voucher towards groceries that you would spend at Wal-Mart or any other grocery store.”

    The headline on the news release was, “EBT Card Holders Only.” The release also asked, “Do you know of anyone who has an EBT card? Do they know of anyone who has an EBT card? If so, then you are on your way to financial freedom.”

    EBT stands for Electronic Benefits Transfer. The USDA administers the Food Stamp program, known as SNAP.

    Some MPB Today affiliates have targeted Food Stamp recipients in sales pitches.

    Part of the "news release." (Black square and red highlights added by PP Blog.)

    “These days, more and more people are allowing governmental programs to have control over their income,” the news release claimed. “Its time for a change. Why not use those same programs to pay your way into financial independence. Never have to worry about not having enough ever again. This is your way out of the rat race. Start your independence today with Mpbtoday and sign up at [deleted by PP Blog.]”

    “This is a way for you to make a good income and have fun doing it,” the release concluded. “How easy is it for you to find people with EBT cards? You deserve it to yourself to check this opportunity out and make a decision. The ball is in your court now.”

  • Golden Panda Forum DOA — Again; WebsiteTester.biz Continues To Baffle And May Have MPBToday Link

    The testimonial signed "Mike DeBias" on a website pitching MPB Today purports that "Mike DeBias" sought "Divine Guidance" when using Google to find a sponsor for the purported grocery program, which operates as an MLM. Nevada records lists "Michael A. DeBias" as the operator of Alpha Market Research, the purported parent company of Websitetester.biz, which purports to have gathered 400,000 names and email addresses online in recent months. Websitetester purports to offer "jobs" and an opportunity to become a website "tester." What, precisely, WebsiteTester does is far from clear.

    The Golden Panda Ad Zone forum, also known as the Online Success Zone (OSZ), appears to have died — again. Visitors are greeted with a note that says the forum is “currently unavailable.”

    Like ASAMonitor, MoneyMakerGroup and TalkGold, OSZ was a site that pitched Ponzi schemes, pyramid schemes, cash-gifting programs and other highly questionable business “opportunities” such as a “program” known as WebsiteTester.biz.

    OSZ first died quietly in the spring. It resurrected itself during the summer, and a poster sang the praises of WebsiteTester, a mysterious company that claims to have gathered 400,000 names and email addresses in recent months for a purported “jobs” and website “testing” opportunity.

    WebsiteTester’s business model is far from clear. Although affiliates have said there is no downside for registering because the opportunity is “free,” the company says its legitimacy can be established by watching a video that shows no faces and reading a news release published by an anonymous author.

    The purported opportunity has encountered a failed launch, a failed relaunch, server problems, substantial downtime and other problems — and yet somehow has amassed more than 19,600 Twitter followers, even though registrants don’t know exactly what they’re registering for.

    Records in Nevada show that Michael A. DeBias is the president of Alpha Market Research, WebsiteTester’s purported parent company. A series of websites linked to the firm, however, are registered behind a proxy.

    Separately, a person purported to be “Mike DeBias” of “Las Vegas” is listed as a provider of a testimonial on a website that hawks the purported MPBToday “grocery” program. The testimonial implies that “Mike BeBias” sought guidance from God when searching Google for an appropriate MPB Today sponsor.

    “. . . I thought I would google-search for a sponsor that was more to my liking . . . I asked for Divine Guidance and the Force led me to you,” the testimonial reads in part. “Thank God, and Thank you.” It was signed, “Mike DeBias – Las Vegas, Nevada.”

    It was not immediately clear if the “Mike DeBias” of “Las Vegas” referenced in the testimonial was the same “Michael A. DeBias” listed at the operator of Alpha Market Research, which purports to be based in Las Vagas.

    What is clear is that WebsiteTester — like MPB Today — is being promoted on forums infamous for pitching Ponzi schemes. Promos for MPB Today have been targeted at Food Stamp recipients, senior citizens, the unemployed, people of faith, churches and victims of the alleged AdSurfDaily (ASD) Ponzi scheme.

    The OSZ forum got its start in the aftermath of the August 2008 federal seizure of tens of millions of dollars from bank accounts linked to ASD and Golden Panda Ad Builder, ASD’s purported “Chinese” autosurf. Promos for other surfs — and “opportunities” such as cash-gifting schemes — were launched from the forum, even after one surf after another crashed and burned and ASD president Andy Bowdoin was sued for racketeering.

    Clarence Busby, the alleged operator of Golden Panda, was implicated in three prime-bank schemes by the SEC in the 1990s. ASD’s Bowdoin was arrested in the 1990s for bilking investors in a securities swindle in Alabama, according to court records.

    The ASD scheme has been linked to tax-deniers, “patriots,” people who engage in the credit-repair business, and at least one person who sought to imprison federal judges by having a bogus “Indian” tribe issue bogus arrest warrants. At least one ASD member declared himself “sovereign” in a bizarre court case, suggesting he enjoyed diplomatic immunity and answered only to Jesus Christ.

    Another person linked to ASD filed court papers in Missouri that claimed a mortgage-foreclosure case could be halted in its tracks by posting a bond of $21 in “silver coinage.”

    Appeals to religion frequently were displayed on the now-defunct “Surf’s Up” forum — a forum that had ASD’s official endorsement — and one HYIP program pitched from the forum used an image of Jesus Christ in a sales pitch. The HYIP later collapsed, after collecting an untold sum of money.

    Court records suggest that a person believed to have been involved in ASD and other HYIPs also was engaged in cell-phone trafficking.

    Prior to its series of deaths, the OSZ forum also promoted “programs” such as Narc That Car and Data Network Affiliates, both of which purported to be able to help law enforcement and the AMBER Alert program rescue abducted children. No evidence has surfaced that either Narc that Car or DNA has any capacity to help in the rescue of children. During the spring, DNA also purported to be in the cell-phone business.

    Narc That Car since has changed its name to Crowd Sourcing International (CSI). Like DNA, CSI has an “F” rating from the Better Business Bureau.

    Meanwhile, a separate website that is promoting MPB Today also is promoting DNA and at least 100 “surfing” programs. The programs are promoted MLM-style.

  • INTERPOL Chief Says His Identity Was Stolen In Fraud Bid On Facebook; Meanwhile, MPB Today Members Post Check-Waving Videos On Social-Media Sites And WebsiteTester.biz Gathers 400,000 Names And Email Addresses

    Earlier this week the PP Blog reported that members of MPB Today were using YouTube and other sites to post images of checks drawn on a distressed Florida bank. The checks, which were supplied as purported “proof” of MPB Today’s legitimacy, may expose both the posters and the bank to security breaches and identity theft.

    The bank, Gulf Coast Community Bank of Pensacola, has been operating under an FDIC consent agreement since January. It did not respond to a request for comment from the PP Blog. It is possible that the bank was unaware that its name was being used as a form of purported “proof” that one of its customers — MPB Today, which operates an MLM advertised on Ponzi forums such as ASA Monitor — was above-board.

    Like MPB Today, the alleged Legisi Ponzi scheme was pushed on Ponzi forums such as MoneyMakerGroup. This bizarre section of the Legisi Terms of Service purports that members must avow they are not an "informant, nor associated with any informant" of the IRS, FBI, CIA and the SEC, among others. The others included "Her Majesty's Police," the Intelligence Services of Great Britain, the Serious Fraud Office and Interpol.

    In the alleged AdSurfDaily (ASD) Ponzi scheme in 2008, members cited ASD’s relationship with Bank of America as purported “proof” of legitimacy. Federal agents later seized more than $65.8 million from 10 bank accounts controlled by ASD President Andy Bowdoin amid allegations of wire fraud and money-laundering.

    ASD also was promoted on the Ponzi boards. Robert Hodgins, who operated a company ASD members said supplied debit cards to the firm, now is wanted by INTERPOL in a case that alleges he assisted in the laundering of money for Colombian narcotics traffickers. The money was accessed with debit cards through ATMs in Medellin, according to court records.

    A mysterious business opportunity known as WebsiteTester.biz also is being hawked at ASAMonitor and other Ponzi boards. WebsiteTester claims it has collected the names and email addresses more than 400,000 prospects across the world. WebsiteTester claims its legitimacy can be established by watching a YouTube video that shows no faces and by reading a news release published by an anonymous author.

    In July, the Financial Industry Regulatory Authority (FINRA) issued an alert about fraud schemes that use forums and social-media sites such as YouTube and Facebook to spread virally.

    Among the other “programs” pushed on the Ponzi boards was Legisi, an alleged Ponzi scheme that gathered more than $70 million. Legisi members were specifically prompted to “avow” they were not “an informant” for law enforcement, including INTERPOL, the FBI and the SEC, among other agencies.

    Despite repeated public warnings by authorities to exercise caution on the Internet, fraud schemes continue to proliferate globally. INTERPOL now says one of its own was targeted in an identity-theft bid on Facebook — and it was the boss himself.

    “Just recently INTERPOL’s Information Security Incident Response Team discovered two Facebook profiles attempting to assume my identity,” said Ronald K. Noble, INTERPOL’s Secretary General.

    “One of the impersonators was using this profile to obtain information on fugitives targeted
    during our recent Operation Infra Red,” Noble said. “This Operation was bringing investigators from 29 member countries at the INTERPOL General Secretariat to exchange information on international fugitives and lead to more than 130 arrests in 32 countries.”

  • Now, An MPB Today Pitch Page That Uses Walmart’s Name In Registered Domain; Site Sells Duplicates For $150 Set-Up Fee

    The first seven letters of this MPB Today affiliate site spells the name of Walmart.

    UPDATED 2:10 P.M. EDT (U.S.A.) Walmart’s name is being used in a domain registered Aug. 27 that promotes the MPB Today multilevel-marketing (MLM) company.

    The domain name begins with Walmart’s name, although the website is not registered in the retail giant’s name. Instead, the domain is registered in the name of a Tampa-based company that appears also to sell duplicate sites in a bid to help MPB affiliates recruit new members.

    It was not immediately clear if the MPB Today affiliate had Walmart’s permission to use Walmart’s name in a domain name. Also unclear is whether the duplicate sites will use Walmart’s name in their URL.

    As a “Special Offer,” prospects can purchase a duplicate site for a set-up fee of $150 and a monthly hosting fee of $10, according to the site.  The site includes a “Join Now!” link that redirects to an MPB Today affiliate site.

    The word “walmart” takes up the first seven letters of the domain name, which uses two additional full words comprising 13 additional letters to complete the name. Taken as a whole, the domain name implies that Walmart provides free groceries.

    Some MPB Today affiliates have claimed Walmart endorses the MPB Today MLM program. Walmart’s name was removed from the homepage of MPB Today last week. It is unclear if Walmart forced the removal.

    Walmart has not responded to a request for comment about MPB Today from the PP Blog.

  • Bizarre Pitch For MPB Today Paints Walmart As Soul-Stealer And Asks Prospects Not To Accept Gift Card; One Apparent Walmart Fan Displays Visa Card In Separate MPB Promo

    First there was a bizarre political attack on President Obama and Secretary of State Hillary Clinton in a bid to drive business to a Florida-based, multilevel-marketing (MLM) firm known as MPB Today.

    Now, at least one promo that asks prospects to register for MPB Today is attacking Walmart.

    As affiliates of MPB Today continue to publish images of checks drawn on a distressed Florida bank and Walmart gift cards to provide “proof” that the MLM is real, a Facebook site paints Walmart as a soul-stealing corporation that does not deserve to benefit from MPB’s business.

    The site plants the seed that it is possible for customers to pay MPB Today $200 one time and “Totally Eliminate” their grocery bills. It then paints Walmart as the devil, saying “we have a SOLUTION” for the customer who identifies himself or herself as a “WALMART HATER.”

    If you “hate Walmart and have written a 603 page manifesto on how Walmart is trying to take over the world and steal your soul,” you should “stop making that pipe bomb and read how you can avoid Walmart and still make bank,” according to the pitch.

    Although some MPB Today promoters have claimed Walmart endorses the MLM program and images of Walmart routinely have been used in sales pitches for MPB, the Facebook site urges prospects to say, “NO, I don’t Want A Walmart Card! I’ll take my $200 in groceries bought online and delivered to my door!”

    MPB Today says its charges up to 50 percent of the cost of an order for shipping. A person who pays MPB Today $200 potentially loses up to $100 of purchasing power by ordering groceries from the firm, which is tied to a Pensacola business known as Southeastern Delivery.

    The Facebook site publishes a URL for prospects to visit. When the URL is inserted in a browser window, it redirects to MPB Today’s website.

    Walmart has not responded to a request for comment on the MPB Today program from the PP Blog. MPB Today removed images of Walmart from the homepage of its website last week.

    An MPB Today affiliate displays a Walmart MoneyCard in a YouTube video. On Walmart's website, the company says the card can be used "everywhere Visa debit cards are accepted worldwide" and also to "Get cash from millions of ATMs worldwide."

    Separately, a “proof” video for the MPB Today program from another affiliate shows an image of a prepaid Visa card that apparently was acquired by using the credit from a Walmart gift card. Prepaid Walmart Visa cards can be used to make merchandise purchases at  retailers other than Walmart, and also can be used to withdraw cash at ATMs.

    Although MPB Today positions itself as a “grocery” retailer, some affiliates have suggested that the best use of the Walmart gift cards MPB sends out is to convert them to Visa cards that can be used to make purchases at places other than Walmart or withdraw cash for any purpose under the sun.

  • Are MPB Today Members Posing Security Risk To Bank That Is Operating Under FDIC Consent Order? 2×2 Matrix Cycler Fans Publish Check-Waving Videos On Websites, YouTube

    As giddy members of Florida-based MPB Today flock to YouTube to post check-waving videos as “proof” of the MLM’s legitimacy, the bank used by the purported grocery company is operating under an FDIC consent order issued in January, records show.

    The FDIC had no immediate comment when asked this morning by the PP Blog about the videos, which clearly show the names of MPB Today and its purported grocery arm, Southeastern Delivery of Pensacola, along with the name of Gulf Coast Community Bank of Pensacola.

    A call to Gulf Coast for comment was not immediately returned. The Blog left a detailed voicemail message with a bank official, and also left a message with an employee who answered the phone.

    MPB Today appears to have paid members by issuing checks drawn on both its name and the name of Southeastern Delivery. The checks are drawn on Gulf Coast accounts, according to the videos on YouTube and other sites. Affiliates say the business opportunity has attracted more than 16,000 members since April.

    Affiliates reportedly receive checks for $300 drawn on Gulf Coast when they “cycle” by recruiting new affiliates and causing $1,200 of business within an MPB Today downline group. Affiliates also receive $200 Walmart gift cards or “In Store Credit” cards.

    The Walmart cards also are prominently featured in the videos that display Gulf Coast’s name.

    Gulf Coast is rated “zero”stars by Bauer Financial, the tracking firm’s lowest rating on a scale of zero to five stars. The Blog confirmed the rating with Bauer this morning.

    Gulf Coast is listed on the FDIC website as a party to a January consent order that raised the issue of unsound banking practices. The bank was given time to comply with the order and implement new business procedures to address the FDIC’s concerns.

    Some Florida banks are being battered by the recession and a surge in nonperforming loans and mortgage foreclosures. It was not immediately clear if Gulf Coast now is operating to the satisfaction of the FDIC.

    Also unclear is whether the bank knows that its name is being used on YouTube in promotions for MPB Today, and under whose authority MPB Today affiliates are acting when displaying the checks drawn on Gulf Coast.  At the same time, the volume of the business MPB Today and Southeastern conduct with the bank is unclear.

    MPB Today uses a 2×2 cycler matrix, a business model the U.S. Secret Service referenced in court filings in a Ponzi scheme probe last year in Seattle that involved a company known as Regenesis2x2.

    Regenesis2X2 was promoted on known Ponzi forums such as ASAMonitor, TalkGold and MoneyMakerGroup. MPB Today’s 2×2 matrix is being promoted on the same forums. At least one of the promoters of the alleged Regenesis2x2 Ponzi scheme also is promoting MPB Today, and some of the MLM’s affiliates are targeting churches in sales pitches. Others are targeting Food Stamp recipients, foreclosure subjects and victims of the alleged AdSurfDaily (ASD) Ponzi scheme.

    In August 2008, the Secret Service alleged that ASD, which also operated in Florida, was conducting a Ponzi scheme that gathered nearly $100 million from investors. The agency seized Bank of America deposits totaling at least $79 million in the ASD case.

    Meanwhile, the ASAMonitor, TalkGold and MoneyMakerGroup forums are specifically referenced in a criminal case filed by the U.S. Postal Inspection Service in May. The case, which was filed in the Southern District of Illinois, alleges that a firm known as Pathway To Prosperity was operating an international Ponzi scheme that attracted more than 40,000 investors and gathered more than $70 million.

    In July, the Financial Industry Regulatory Authority (FINRA) issued an alert about online fraud schemes that use forums and social-media sites to spread virally.

    MPB Today is a subject of a “review” by the U.S. Department of Agriculture (USDA) amid affiliate claims the company is an attractive option for Food Stamp recipients and is endorsed by the government. Some affiliates also have claimed that Walmart, the retail giant, endorses the program.

    Walmart has not responded to a request for comment from the PP Blog. MPB Today removed the images of a Walmart store from its website last week. Also removed from the site were images of business titans Donald Trump and Warren Buffet. It is unclear if Walmart, Trump and Buffet forced the removal.

    MPB Today is operated by Gary Calhoun. Calhoun was the subject of a 2006 inquiry by the U.S. Food and Drug Administration about the marketing of a product that claimed to treat Lou Gehrig’s disease, Parkinson’s disease and Alzheimer’s, among other serious medical conditions.

    Calhoun was ordered by the FDA to stop violating provisions of the Federal Food, Drug, and Cosmetic Act. His company, Trim International, later failed. Southeastern Delivery began to operate in Florida in January 2010, according to state records. The firm previously was known as William Lindsay Properties LLC.

    A number of MPB Today affiliates have posted check-waving videos that clearly show Gulf Coast’s name and other identifying information. The videos potentially expose MPB and the bank, which has a high ratio of troubled assets, to security breaches.  The video posters potentially are exposing themselves to identity theft.

    In January, Gulf Coast agreed to a consent order that required its board of directors to meet at least monthly to review reports of “income and expenses; new, overdue, renewal, insider, charged-off, and recovered loans; investment activity; operating policies; and individual committee actions,” according to the FDIC.

    Florida has one of the highest rates of bank failures in the United States and one of the highest foreclosure rates.

    “Within 90 days from the effective date of this ORDER, the Bank shall have and retain qualified management,” the FDIC ordered on Jan. 28.  “Each member of management shall have qualifications and experience commensurate with his or her duties and responsibilities at the Bank.”

    Gulf Coast consented to the order “without admitting or denying any charges of unsafe or unsound banking practices, or violations of law or regulation relating to weaknesses in asset quality, capital adequacy, earnings, management effectiveness, liquidity, and sensitivity to market risk,” according to a stipulation.

  • PHOTO EDITORIAL: The MPBToday Flap: Affiliates Target Food Stamp Recipients, Ponzi Scheme Victims, People Of Faith, Foreclosure Subjects — And Say Government Backs MLM Cycler Matrix Tied To Florida Grocery Business

    EDITOR’S NOTE: UPDATED 3:12 P.M. EDT (U.S.A.) Florida-based MPBToday is one of the programs pitched on Ponzi boards such as ASAMonitor, MoneyMakerGroup and TalkGold. It also is being pitched via email and on social-media sites such as YouTube. All three of the forums are referenced in court filings — including filings in criminal cases — as places from which Ponzi schemes are promoted. Pathway to Prosperity, just one of the schemes promoted on the forums, was alleged in May to have defrauded more than 40,000 people across the globe while gathering more than $70 million.

    MPBToday is a multilevel-marketing company tied to a Pensacola grocery company known as Southeastern Delivery LLC. The U.S. Department of Agriculture (USDA) said Friday that it was conducting a “review” of affiliate claims. Precisely what claims USDA will review is unclear.

    Some affiliates are encouraging recipients of Food Stamps to join the program, which claims a $200, one-time expense can led to free groceries for life. Other affiliates have targeted victims of the alleged AdSurfDaily Ponzi scheme in sales pitches. Still others are using religion to sell the program. The program uses the word “foreclosure” in its sales pitch. Florida has one of the highest foreclosure rates in the United States. More than 9,000 people showed up at the Palm Beach County Convention Center late last month to seek foreclosure relief.

    One potential area of inquiry is whether Food Stamp recipients somehow can use their allotment to qualify for MPB Today’s MLM program. Another potential area of inquiry is whether Food Stamp money somehow is being used to pay MLM commissions. Because MPB Today says Southeastern Delivery assesses a shipping charge of up to 50 percent for the home delivery of groceries — and because affiliates purport that food “vouchers” and food “credits” can be acquired, perhaps in the form of a Walmart gift card MPB Today sends in the mail — another potential area of inquiry is whether Food Stamp money somehow can be converted to pay for items such as electronics and prepaid Visa cards. One MPB Today affiliate said the firm’s high shipping costs were a reason for Southeastern Delivery’s Food Stamp customers to join the MLM program.

    Claims have been made that the MLM program is “certified” by the government, “acknowledged” by the government and that Walmart is affiliated with MPB Today. Walmart has not responded to a request for comment from the PP Blog.

    Here are some photos of promotions for MPB Today from around the web. (Red highlighting added by PP Blog):

    In this YouTube video and text pitch, a claim punctuated with exclamation marks is made that the program is "Govt. certified with Food Stamps!" and that there is a "contract with wal mart!" The word "scam" appears multiple times in the pitch — in an apparent bid to drive traffic to the site from prospects seeking to determine if there is any scam-related information on MPB Today.
    MPB Today positioned on YouTube as a good opportunity for people of faith. The words "Christian" and "scam" are used to drive traffic to the site.
    In a money-waving Blog post, an MPB Today affiliate with a California address shows a check for $300 and a Walmart card.
    In this video for MPB Today on DailyMotion, visitors are encouraged to visit a .org affiliate site for the company, even though MPB Today is not a charity. The video claims members can purchase "electronics," even though MPB Today says it is in the grocery business and affiliates are targeting Food Stamp recipients in sales pitches.
    MPB Today affiliates display check and Walmart card on YouTube after videotaping check-opening ceremony. The program is described as a "NO BRAINER."
    This document on file in Florida shows that Southeastern Delivery LLC, the grocery arm of the MPB Today MLM program, once was known as William Lindsay Properties LLC. The name change occurred in January 2010. Gary Calhoun, the operator of MPB Today, is associated with both firms, according to records.
    On Aug. 25, the PP Blog received an unsolicited sales pitch for MPB Today via an email to the Blog's support address. Among the claims in the pitch, which did not include an unsubscribe link, was that "Walmart is thrilled" with the results of MPB Today. The pitch was targeted at members of AdSurfDaily, a company the PP Blog regularly covers because ASD is implicated by the U.S. Secret Service in an alleged Ponzi scheme involving tens of millions of dollars. A similar pitch was sent to another website that covers AdSurfDaily-related news.
    The names of Walmart and Sam's Club referenced by "Ken Russo" at the ASAMonitor forum, which is notorious for promoting Ponzi schemes.
    In this video, a check and Walmart card are displayed. Unlike other checks written in Southeastern Delivery's name, this check was written in the name of MPB Today Inc. The video, which captured a check-opening ceremony, shows a Walmart "In Store Credit" card
    In this video, an MPB Today affiliate gives a sales pitch while driving an automobile. A check and Walmart card were presented when the vehicle stopped at a highway intersection.The pitch claims a "ONE-TIME" expenditure of $200 can "TOTALLY ELIMINATE" grocery bills.
  • WRETCHED, TAWDRY AND CHEAP: AdSurfDaily Members Now Targeted In Pitches For An MLM 2X2 Cycler — One That Trades On Walmart’s Name While Affiliate Offers ‘Blessings’

    UPDATED 7:11 P.M. EDT (U.S.A.) When U.S. District Judge James Rosenbaum sentenced Ponzi schemer Trevor Cook to a quarter of a century in federal prison earlier this week, the judge used some powerful words to describe Cook’s colossal fraud.

    Rosenbaum described the scheme that bilked investors out of at least $158 million as “wretched, tawdry and cheap.” Some of the victims were rendered destitute.

    It’s easy to see why a federal judge would use such words. Not only did Cook steal by the tens of millions of dollars, he stole even after the SEC and the CFTC went to court last November to bring the scheme to a halt. Cook spent money that had been frozen by court order, thus thumbing his nose at both victims and the judicial system. He later failed to disclose the whereabouts of assets — this until he failed a lie-detector test.

    All of those acts — and the $190 million scheme itself — easily qualify as “wretched, tawdry and cheap.” One could argue rationally that even stronger adjectives could be applied to Cook’s behavior and still fall within the bounds of decorum.

    And this brings us to the subject of AdSurfDaily — specifically, what at least one member appears to be doing to recruit former ASD members and people interested in ASD into yet-another scheme.

    That’s been done before, of course. AdViewGlobal, itself a scheme that could be described fairly as “wretched, tawdry and cheap,” rose from ASD’s ashes to bilk anew.

    Along those lines, who could forget MegaLido? It was yet another autosurf that became popular in the aftermath of the domestic seizure of tens of millions of dollars in the ASD Ponzi case. One former ASD member described MegaLido as “fool proof.”

    It’s “OFFSHORE!!!” he exclaimed.

    Some ASD members also saddled up and starting promoting the Noobing autosurf, which targeted people with hearing impairments. There were plenty of HYIPs, too. These included Genius Funds, believed to have gathered up more than $400 million; Gold Nugget Invest, which promoted itself as a betting arbitrage and later implied in was in Forex; and CashTanker, which used an image of Jesus in its sales pitch.

    Look here to see a list of some of the “programs” promoted by ASD members. (Most of the programs, by the way, were promoted after the ASD seizure.)

    How To Irritate A Sleeping Dog

    At 9:05 p.m. yesterday, Maddy the Wonder Puppy — always and forever a wonder puppy in my mind, even though she’s two now — was going through her endearing presleep maneuvers under my desk. This is one of those things that make me feel good about the world.

    As Maddy was going through her positioning dance and stretching and yawning routine, an email popped into my box. It proved to be one of those things that make me feel bad about the world.

    “input on opportunity” — all lowercase — was the subject line of the email. So, I knew right away that I was about to get a sales pitch — and I suspected before opening it that was going to a disingenuous pitch at that.

    “I used to belong to ASD,” the email began. “Need your input on UniqueBuyingClub.”

    OK. Here’s what’s important so far: The pitch was completely unsolicited and came through the Blog’s support address; it used ASD’s name (sixth word) to catch my attention; the subject line suggested I was being asked for “input,” as though the sender saw something fishy on the Internet and wanted to get my take on it; and the pitch proved to be for MPB Today, not an entity called “UniqueBuyingClub.”

    Let’s proceed. It gets worse.

    The first affiliate link appeared 12 words into the pitch, meaning I wasn’t really being solicited for input — unless it was input after the fact — because the sender already had registered for MPB Today. (Note: I checked the email address of the sender against the affiliate email addresses on the MPBToday page. They matched, meaning it is highly likely that the sender was an affiliate who was spamming me.)

    There was no way to unsubscribe from the “list” I now found myself on. (BTW, I’m wondering if the sender knows if Warren Buffet and Donald Trump really have endorsed MPB Today, a business that bizarrely mixes the home delivery of groceries with a 2×2 cycler.  Their pictures are right at the top of the sales page, which implies an endorsement. Perhaps MPB Today missed the news about the FTC action last week in a case that alleges an Internet Marketing company that hawks Acai berry products tried to make people believe Oprah and Rachel Ray were on board.)

    But it got worse from there. Not only was the “UniqueBuyingClub” angle confusing, the link asked me to visit a site called WeCreateRiches. Then, a second link asked me to visit the MPB Today site. We are only 14 words into the pitch at this point.

    Let’s take another brief pause. The import of what’s happening here is that a former ASD member who perhaps got bilked in a $100 million MLM and securities scheme that promised riches now is urging me to visit a website called WeCreateRiches to sign up for a company that uses a home-delivered groceries business to promote an MLM scheme that uses a 2×2 matrix cycler. The U.S. Secret Service, which is investigating ASD, also has experience investigating cyclers.

    Prior to receiving the email, I knew about MPB Today, which Rod Cook had written about. I just haven’t gotten around to writing about it yet, mostly because there is only so much time in the day. In some ways, I almost hate to write about it because writing about it potentially means that the MLM Stepfords will come of the woodwork to “defend” the company. It also potentially means the Blog will start getting spam from people angry that I dared mention the MPB Today name on a blog about scams. (Spam, in this context, means people who “defend” the company not by leaving a comment that actually defends the company, but by submitting their affiliate link on the theory that they might be able to cherry-pick a new downline member from the Blog’s readership ranks.)

    In any event, the email went on to inform me that “Walmart is loving the results!!” generated by MPB Today.

    Oh, really? I do hope the sender leaves a comment in this thread to substantiate the Walmart claim. It will spare me some work.

    The email also wished me “Blessings and hope through your connections,” while urging me to “Please get back to me and let us help many ASD members who lost money and hope.”

    Well, email sender, consider this post “getting back” to you.

    It is my view that your email — and I haven’t gotten into the most revolting part yet — is “wretched, tawdry and cheap.” Like Judge Rosenbaum, I feel that way about Trevor Cook’s actions — as I do the actions of ASD’s Andy Bowdoin, who also traded on religion.

    Take your “blessings” and “hope” elsewhere. I think the idea of using religion and identifying yourself as an ASD member to pitch other ASD members on MPB Today is “wretched, tawdry and cheap.”

    Meanwhile, I think that sending a reporter who covers fraud schemes an email titled “input on opportunity” also is “wretched, tawdry and cheap.”

    It makes me believe you’d sell anything for a commission and say anything to gain a commission. My thoughts on this subject were further reinforced this morning when I learned you sent a largely identical email to another forum.

    “Blessings,” the email to the other forum concluded.

    It made me want to retch. Is this what you believe Internet Marketing to be?

    OK. Here’s the part of the pitch that irked me most (emphasis added):

    “Just go online and order. BUT if you introduce club to just TWO and help those two introduce to two that completes ONE cycle for you. YOU – plus those six, Only qualification to be part of this is to introduce to TWO , but you may choose to get crazy and promote to many to inc. cycling. When you finish cycle one – go to backoffice and order grocery.goods BUT now company pays all shipping OR replace that voucher for a $200 WalmartGiftCard to go into the store and PLUS company sends you a $300 check to spend whereever. You NEVER add another dime. You may cycle as often as you please. People here in Orlando are cycling two to seven times in a week. There is so much excitment because people are hurting and now they can go get FREE groceries/goods and FREE gas at SamClub.”

    Yep. Florida. Again.

    Florida was ASD’s home. Florida means retirees — and ASD members again are being targeted in pitches to send money to MPB Today, whose headquarters also happens to be in Florida.

    Here is who runs MPB Today.

    And here’s hoping that no ASD member will submit to the email pitch of the affiliate who contacted the PP Blog and another forum that covers ASD-related issues.

    “Blessings,” the emailer wrote — in pitches to both places — while also claiming her “girlfriend did [a] background check” and that “all is good” in the land of 2×2 cyclers targeted at victims of previous fraud schemes and prospects from a state favored by retirees who saved to get there.

    Florida has one of the highest foreclosure rates in the United States. Just three seconds — three seconds — into the video pitch for MPB Today, the word “Foreclosure” appears on the screen. It appears again at the 11-second mark.

    In MPB Today’s world, the apparent remedy for the foreclosure problem is to get Florida seniors and other struggling residents to join a 2×2 cycler.

    “Wretched, tawdry and cheap” — for sure.