Category: Writing And Branding

  • ‘Jah’ Dumps Narc That Car (Crowd Sourcing International) After Spending Months Defending It, Slamming The BBB And Producing Check-Waving Videos And Promos

    "Jah," who once produced check-waving videos to promote Narc That Car, the predecessor company to Crowd Sourcing International, now says he has dropped the firm. He noted, however, that he had a new opportunity waiting in the wings, and a video he shared with his Blog audience published an image of a check only 1 second into the promo. It was not immediately clear if displaying a check at the 1-second mark of an MLM promo established a new world record.

    Crowd Sourcing International (CSI) promoter “Jah” has dumped the company after defending it for months, clashing with critics, bashing the Better Business Bureau and publishing check-waving videos on YouTube to promote the Dallas-based firm.

    “I’m no longer with CSI after the new changes 8/16,” Jah noted on his Blog. He added that he now would promote a new opportunity.

    CSI appears to have changed its program in mid-August. Even so, a message dated Aug. 24 on its website notes it has undone the changes — at least temporarily.

    “Effective Immediately – For the next 60 days, CSI is pleased to suspend the ‘retail’ product volume requirement for ‘promotion and qualification,’” the company notes. “CSI understands the learning curve involved in launching new products and training the field sales force. Change requires time… We will also use this time to design and launch exciting new products.”

    For his part, Jah told readers he’s moving to greener pastures.

    “Crowd Sourcing Int’l Reps Pursuing My Video Talk For Good Reason,” a headline on Jah’s Blog proclaims.

    A video Jah published on his website for the new opportunity flashed the first check at the 1-second mark. It was not immediately clear if the swiftness with which the check was displayed established a new world record for a multilevel-marketing (MLM) opportunity.

    Crowd Sourcing International, formerly known as Narc That Car, has an “F” rating from the BBB.

  • INTERPOL Chief Says His Identity Was Stolen In Fraud Bid On Facebook; Meanwhile, MPB Today Members Post Check-Waving Videos On Social-Media Sites And WebsiteTester.biz Gathers 400,000 Names And Email Addresses

    Earlier this week the PP Blog reported that members of MPB Today were using YouTube and other sites to post images of checks drawn on a distressed Florida bank. The checks, which were supplied as purported “proof” of MPB Today’s legitimacy, may expose both the posters and the bank to security breaches and identity theft.

    The bank, Gulf Coast Community Bank of Pensacola, has been operating under an FDIC consent agreement since January. It did not respond to a request for comment from the PP Blog. It is possible that the bank was unaware that its name was being used as a form of purported “proof” that one of its customers — MPB Today, which operates an MLM advertised on Ponzi forums such as ASA Monitor — was above-board.

    Like MPB Today, the alleged Legisi Ponzi scheme was pushed on Ponzi forums such as MoneyMakerGroup. This bizarre section of the Legisi Terms of Service purports that members must avow they are not an "informant, nor associated with any informant" of the IRS, FBI, CIA and the SEC, among others. The others included "Her Majesty's Police," the Intelligence Services of Great Britain, the Serious Fraud Office and Interpol.

    In the alleged AdSurfDaily (ASD) Ponzi scheme in 2008, members cited ASD’s relationship with Bank of America as purported “proof” of legitimacy. Federal agents later seized more than $65.8 million from 10 bank accounts controlled by ASD President Andy Bowdoin amid allegations of wire fraud and money-laundering.

    ASD also was promoted on the Ponzi boards. Robert Hodgins, who operated a company ASD members said supplied debit cards to the firm, now is wanted by INTERPOL in a case that alleges he assisted in the laundering of money for Colombian narcotics traffickers. The money was accessed with debit cards through ATMs in Medellin, according to court records.

    A mysterious business opportunity known as WebsiteTester.biz also is being hawked at ASAMonitor and other Ponzi boards. WebsiteTester claims it has collected the names and email addresses more than 400,000 prospects across the world. WebsiteTester claims its legitimacy can be established by watching a YouTube video that shows no faces and by reading a news release published by an anonymous author.

    In July, the Financial Industry Regulatory Authority (FINRA) issued an alert about fraud schemes that use forums and social-media sites such as YouTube and Facebook to spread virally.

    Among the other “programs” pushed on the Ponzi boards was Legisi, an alleged Ponzi scheme that gathered more than $70 million. Legisi members were specifically prompted to “avow” they were not “an informant” for law enforcement, including INTERPOL, the FBI and the SEC, among other agencies.

    Despite repeated public warnings by authorities to exercise caution on the Internet, fraud schemes continue to proliferate globally. INTERPOL now says one of its own was targeted in an identity-theft bid on Facebook — and it was the boss himself.

    “Just recently INTERPOL’s Information Security Incident Response Team discovered two Facebook profiles attempting to assume my identity,” said Ronald K. Noble, INTERPOL’s Secretary General.

    “One of the impersonators was using this profile to obtain information on fugitives targeted
    during our recent Operation Infra Red,” Noble said. “This Operation was bringing investigators from 29 member countries at the INTERPOL General Secretariat to exchange information on international fugitives and lead to more than 130 arrests in 32 countries.”

  • UPDATE: Promoted On Ponzi Forums And Twitter, Mysterious BizOp Known As WebsiteTester.Biz Reports Troubles With Launch, Relaunch; Same Forums Continue To Pitch MPB Today

    A Nevada-based business that appears to have collected the names and email addresses of 400,000 people worldwide scrubbed its launch and then scrubbed its relaunch, blaming it on technical difficulties.

    Websitetester.biz now says it will be back online “Sunday afternoon.”

    Although Alpha Market Research, the purported parent company of WebsiteTester.biz is registered as a corporation in Nevada, websites associated with the entities are registered behind a proxy and a video from the firms’ purported CEO included only his purported voice and no images of his face.

    Other promos for the purported business fracture the English language, featuring awkward prose such as “Potential clients who are disturbed by trifles during the ordering process are often unaware of exactly why.”

    Promos have claimed the purported program is free and that registrants can make money, but the company’s business model is far from clear.

    “It is completely free, you earn through EVERYBODY who registers after you, even if you do not sponsor people; you must not sell or buy anything. Guaranteed!” a promo claimed.

    Registrants expected WebsiteTester to launch Sept. 1. That launch date was delayed, and the company announced a new launch date in mid-September. WebsiteTester then announced it had  encountered “unexpected server difficulties” with the relaunch, leading to grumbling among confused members.

    Alpha Market has more than 19,000 Twitter followers, despite its mysterious nature and a pattern of announcing launches and delays.

    The company has purported to provide jobs that pay up to $25 per hour for testing websites. It also describes “potential income” and asks members to recruit other members, even though the company exists in a sea of incongruity and uncertainty.

    Affiliates have claimed there is no downside to registering because the purported “opportunity” is free. Regardless, the company now appears to have gathered information such as names and email addresses from hundreds of thousands of people across the globe — this while citing an anonymous news release on a free publicity site as an authoritative source of information about the firm.

    The news release has been republished on forums that are infamous for promoting Ponzi schemes. The forums have been referenced in court filings in both criminal and civil cases. The ASAMonitor, TalkGold and MoneyMakerGroup Ponzi forums all have promos for WebsiteTester.

    Among the other business “opportunities” now being promoted on the Ponzi forums is MPB Today, a Florida-based, multilevel-marketing (MLM) company that purports to be in the grocery business.

    Michael A. DeBias is listed in Nevada corporation records as director, treasurer, secretary, and president of Alpha Market Research Inc., WebsiteTester’s purported parent. The address listed for Alpha Market Research — 3651 Lindell Rd.,  Las Vegas, NV. — appears to be the address of a company that offers “virtual office” services, meaning Alpha Market may not actually be located in Las Vegas.

  • Now, An MPB Today Pitch Page That Uses Walmart’s Name In Registered Domain; Site Sells Duplicates For $150 Set-Up Fee

    The first seven letters of this MPB Today affiliate site spells the name of Walmart.

    UPDATED 2:10 P.M. EDT (U.S.A.) Walmart’s name is being used in a domain registered Aug. 27 that promotes the MPB Today multilevel-marketing (MLM) company.

    The domain name begins with Walmart’s name, although the website is not registered in the retail giant’s name. Instead, the domain is registered in the name of a Tampa-based company that appears also to sell duplicate sites in a bid to help MPB affiliates recruit new members.

    It was not immediately clear if the MPB Today affiliate had Walmart’s permission to use Walmart’s name in a domain name. Also unclear is whether the duplicate sites will use Walmart’s name in their URL.

    As a “Special Offer,” prospects can purchase a duplicate site for a set-up fee of $150 and a monthly hosting fee of $10, according to the site.  The site includes a “Join Now!” link that redirects to an MPB Today affiliate site.

    The word “walmart” takes up the first seven letters of the domain name, which uses two additional full words comprising 13 additional letters to complete the name. Taken as a whole, the domain name implies that Walmart provides free groceries.

    Some MPB Today affiliates have claimed Walmart endorses the MPB Today MLM program. Walmart’s name was removed from the homepage of MPB Today last week. It is unclear if Walmart forced the removal.

    Walmart has not responded to a request for comment about MPB Today from the PP Blog.

  • Bizarre Pitch For MPB Today Paints Walmart As Soul-Stealer And Asks Prospects Not To Accept Gift Card; One Apparent Walmart Fan Displays Visa Card In Separate MPB Promo

    First there was a bizarre political attack on President Obama and Secretary of State Hillary Clinton in a bid to drive business to a Florida-based, multilevel-marketing (MLM) firm known as MPB Today.

    Now, at least one promo that asks prospects to register for MPB Today is attacking Walmart.

    As affiliates of MPB Today continue to publish images of checks drawn on a distressed Florida bank and Walmart gift cards to provide “proof” that the MLM is real, a Facebook site paints Walmart as a soul-stealing corporation that does not deserve to benefit from MPB’s business.

    The site plants the seed that it is possible for customers to pay MPB Today $200 one time and “Totally Eliminate” their grocery bills. It then paints Walmart as the devil, saying “we have a SOLUTION” for the customer who identifies himself or herself as a “WALMART HATER.”

    If you “hate Walmart and have written a 603 page manifesto on how Walmart is trying to take over the world and steal your soul,” you should “stop making that pipe bomb and read how you can avoid Walmart and still make bank,” according to the pitch.

    Although some MPB Today promoters have claimed Walmart endorses the MLM program and images of Walmart routinely have been used in sales pitches for MPB, the Facebook site urges prospects to say, “NO, I don’t Want A Walmart Card! I’ll take my $200 in groceries bought online and delivered to my door!”

    MPB Today says its charges up to 50 percent of the cost of an order for shipping. A person who pays MPB Today $200 potentially loses up to $100 of purchasing power by ordering groceries from the firm, which is tied to a Pensacola business known as Southeastern Delivery.

    The Facebook site publishes a URL for prospects to visit. When the URL is inserted in a browser window, it redirects to MPB Today’s website.

    Walmart has not responded to a request for comment on the MPB Today program from the PP Blog. MPB Today removed images of Walmart from the homepage of its website last week.

    An MPB Today affiliate displays a Walmart MoneyCard in a YouTube video. On Walmart's website, the company says the card can be used "everywhere Visa debit cards are accepted worldwide" and also to "Get cash from millions of ATMs worldwide."

    Separately, a “proof” video for the MPB Today program from another affiliate shows an image of a prepaid Visa card that apparently was acquired by using the credit from a Walmart gift card. Prepaid Walmart Visa cards can be used to make merchandise purchases at  retailers other than Walmart, and also can be used to withdraw cash at ATMs.

    Although MPB Today positions itself as a “grocery” retailer, some affiliates have suggested that the best use of the Walmart gift cards MPB sends out is to convert them to Visa cards that can be used to make purchases at places other than Walmart or withdraw cash for any purpose under the sun.

  • Are MPB Today Members Posing Security Risk To Bank That Is Operating Under FDIC Consent Order? 2×2 Matrix Cycler Fans Publish Check-Waving Videos On Websites, YouTube

    As giddy members of Florida-based MPB Today flock to YouTube to post check-waving videos as “proof” of the MLM’s legitimacy, the bank used by the purported grocery company is operating under an FDIC consent order issued in January, records show.

    The FDIC had no immediate comment when asked this morning by the PP Blog about the videos, which clearly show the names of MPB Today and its purported grocery arm, Southeastern Delivery of Pensacola, along with the name of Gulf Coast Community Bank of Pensacola.

    A call to Gulf Coast for comment was not immediately returned. The Blog left a detailed voicemail message with a bank official, and also left a message with an employee who answered the phone.

    MPB Today appears to have paid members by issuing checks drawn on both its name and the name of Southeastern Delivery. The checks are drawn on Gulf Coast accounts, according to the videos on YouTube and other sites. Affiliates say the business opportunity has attracted more than 16,000 members since April.

    Affiliates reportedly receive checks for $300 drawn on Gulf Coast when they “cycle” by recruiting new affiliates and causing $1,200 of business within an MPB Today downline group. Affiliates also receive $200 Walmart gift cards or “In Store Credit” cards.

    The Walmart cards also are prominently featured in the videos that display Gulf Coast’s name.

    Gulf Coast is rated “zero”stars by Bauer Financial, the tracking firm’s lowest rating on a scale of zero to five stars. The Blog confirmed the rating with Bauer this morning.

    Gulf Coast is listed on the FDIC website as a party to a January consent order that raised the issue of unsound banking practices. The bank was given time to comply with the order and implement new business procedures to address the FDIC’s concerns.

    Some Florida banks are being battered by the recession and a surge in nonperforming loans and mortgage foreclosures. It was not immediately clear if Gulf Coast now is operating to the satisfaction of the FDIC.

    Also unclear is whether the bank knows that its name is being used on YouTube in promotions for MPB Today, and under whose authority MPB Today affiliates are acting when displaying the checks drawn on Gulf Coast.  At the same time, the volume of the business MPB Today and Southeastern conduct with the bank is unclear.

    MPB Today uses a 2×2 cycler matrix, a business model the U.S. Secret Service referenced in court filings in a Ponzi scheme probe last year in Seattle that involved a company known as Regenesis2x2.

    Regenesis2X2 was promoted on known Ponzi forums such as ASAMonitor, TalkGold and MoneyMakerGroup. MPB Today’s 2×2 matrix is being promoted on the same forums. At least one of the promoters of the alleged Regenesis2x2 Ponzi scheme also is promoting MPB Today, and some of the MLM’s affiliates are targeting churches in sales pitches. Others are targeting Food Stamp recipients, foreclosure subjects and victims of the alleged AdSurfDaily (ASD) Ponzi scheme.

    In August 2008, the Secret Service alleged that ASD, which also operated in Florida, was conducting a Ponzi scheme that gathered nearly $100 million from investors. The agency seized Bank of America deposits totaling at least $79 million in the ASD case.

    Meanwhile, the ASAMonitor, TalkGold and MoneyMakerGroup forums are specifically referenced in a criminal case filed by the U.S. Postal Inspection Service in May. The case, which was filed in the Southern District of Illinois, alleges that a firm known as Pathway To Prosperity was operating an international Ponzi scheme that attracted more than 40,000 investors and gathered more than $70 million.

    In July, the Financial Industry Regulatory Authority (FINRA) issued an alert about online fraud schemes that use forums and social-media sites to spread virally.

    MPB Today is a subject of a “review” by the U.S. Department of Agriculture (USDA) amid affiliate claims the company is an attractive option for Food Stamp recipients and is endorsed by the government. Some affiliates also have claimed that Walmart, the retail giant, endorses the program.

    Walmart has not responded to a request for comment from the PP Blog. MPB Today removed the images of a Walmart store from its website last week. Also removed from the site were images of business titans Donald Trump and Warren Buffet. It is unclear if Walmart, Trump and Buffet forced the removal.

    MPB Today is operated by Gary Calhoun. Calhoun was the subject of a 2006 inquiry by the U.S. Food and Drug Administration about the marketing of a product that claimed to treat Lou Gehrig’s disease, Parkinson’s disease and Alzheimer’s, among other serious medical conditions.

    Calhoun was ordered by the FDA to stop violating provisions of the Federal Food, Drug, and Cosmetic Act. His company, Trim International, later failed. Southeastern Delivery began to operate in Florida in January 2010, according to state records. The firm previously was known as William Lindsay Properties LLC.

    A number of MPB Today affiliates have posted check-waving videos that clearly show Gulf Coast’s name and other identifying information. The videos potentially expose MPB and the bank, which has a high ratio of troubled assets, to security breaches.  The video posters potentially are exposing themselves to identity theft.

    In January, Gulf Coast agreed to a consent order that required its board of directors to meet at least monthly to review reports of “income and expenses; new, overdue, renewal, insider, charged-off, and recovered loans; investment activity; operating policies; and individual committee actions,” according to the FDIC.

    Florida has one of the highest rates of bank failures in the United States and one of the highest foreclosure rates.

    “Within 90 days from the effective date of this ORDER, the Bank shall have and retain qualified management,” the FDIC ordered on Jan. 28.  “Each member of management shall have qualifications and experience commensurate with his or her duties and responsibilities at the Bank.”

    Gulf Coast consented to the order “without admitting or denying any charges of unsafe or unsound banking practices, or violations of law or regulation relating to weaknesses in asset quality, capital adequacy, earnings, management effectiveness, liquidity, and sensitivity to market risk,” according to a stipulation.

  • Like DNA, MPB Today Affiliate Targets Churches: ‘Get $200 Walmart Gift Cards And $300 Checks Over And Over Again’; Another Affiliate Advises Prospects To Focus On The Money, Not The Groceries

    UPDATED 7:06 P.M. EDT (U.S.A.) TO INCLUDE GRAPHIC OF SEARCH-WARRANT APPLICATION IN THE  U.S. SECRET SERVICE PROBE OF THE REGENESIS 2×2 MATRIX CYCLER PROMOTED AT THE ASAMONITOR FORUM.

    An MPB Today affiliate is targeting churches in a video animation. MPB Today is a Florida-based multilevel-marketing (MLM) program tied to a grocery business known as Southeastern Delivery of Pensacola.

    Like yet-another Florida-based MLM — Data Network Affiliates, which purports to collect license-plate data that can help law enforcement and the AMBER Alert program rescue abducted children — the MPB Today program is being targeted at people of faith. DNA advised churches that it was their “MORAL OBLIGATION” to help it sell a purported mortgage-reduction program aimed at foreclosure subjects and positioned the MLM program as a “Church Fundraisers (sic) DREAM Come True.”

    A video for MPB Today titled “MPB Today . . . the movie,” meanwhile, positioned a salesperson for the purported grocery program as on the cusp of enrolling “Jill, her parents and her church.

    “The church is enrolling as a fundraiser!” the video exclaims.

    MPB Today also is referenced on the ASAMonitor Ponzi forum as a good opportunity for churches. ASAMonitor is referenced in court filings in a criminal case against the alleged Pathway to Prosperity Ponzi scheme as an outlet from which Ponzi schemes are promoted. Also referenced in the Pathway To Prosperity filings are the TalkGold and MoneyMakerGroup Ponzi forums — two other places from which MPB Today is being promoted by affiliates.

    In an Aug. 28 post at ASAMonitor, an MPB Today affiliate claimed he had “just signed up a minister who is going to use this as a fund raising method to help his church… should be interesting. Sure beats selling cookies or flower bulbs!”

    The animated video for MPB Today, which is accessible through a website that features multiple video promotions for the firm, shows a male character apparently angry for not listening to a female promoter who earlier urged him to join.

    “Ben, no need to be angry,” the video soothed, “want to know more about MBP Today (sic) call me . . .”

    The video urges Ben to “call me tonight if you want to get $200 Walmart gift cards and $300 checks over and over again . . .”

    A separate video accessible at the same site shows a 46-inch Samsung TV and other electronics acquired at Walmart through MPB Today’s MLM program. Walmart has not responded to a request for comment from the PP Blog. The U.S. Department of Agriculture is conducting a “review” of claims about the MLM program, which also is targeting Food Stamp recipients, foreclosure subjects, victims of the alleged AdSurfDaily Ponzi scheme, senior citizens and opponents of President Obama and Secretary of State Hillary Clinton.

    Obama and Clinton were positioned as Nazis in a video promo for MPB Today that now has been removed from a video site. First Lady Michelle Obama, the mother of two daughters, was depicted as in need of the product “Beano” after experiencing an embarrassing  gas attack in the Oval Office after consuming “beans” at a Sam’s Club Store. In the video, the First Lady apparently was knocked out after getting conked in the head by Clinton, a former First Lady and the mother of one daughter.

    Clinton was called “Hitlary” in the video, and was depicted as being a whining drunk who barged into the Oval Office bawling.

    In the video pitch that showed the 46-inch TV, an MPB Today affiliate said he’d initially dreamed of purchasing a 60-inch TV — but fell 14 inches short of his goal. Still, the affiliate noted, a 46-inch model was easy enough to live with.

    MPB Today affiliates can get anything and everything, a promoter said — including this 46-inch TV for Monday Night Football.

    “Any[thing] and everything that is at Walmart or Sam’s Club — both on- and offline — you can get at no cost because our program will put mailbox money and Walmart gift cards in your hand daily, weekly, monthly, hourly,” the narrator claimed.

    “It’s really up to you how much you want to get out of this program by simply sharing the program with other people,” the narrator said.

    Although the video is 4:08 in length, the word “groceries” appears to be curiously absent, even though MPB Today purports to be a grocery program.

    The narrator said he’d use his new TV to watch Monday Night Football.

    Countless Ponzi schemes have been promoted from ASA Monitor. In July 2009, for instance, the U.S. Secret Service alleged that a cycler program known as Regenesis 2×2 was operating a Ponzi scheme.

    Among the Regenesis 2×2 promoters was ASAMonitor member “Ken Russo,” who also is promoting the MPB Today 2×2 cycler at the ASA Monitor forum.

    “Ken Russo” was keeping up with MPB Today developments and commentary at ASA Monitor this afternoon, according to the forum log published at the bottom of the discussion thread on MPB Today.

    Separately, yet-another video promo for MPB Today is featuring a narrator who tells prospects not to bother buying their groceries from MPB Today — even though the firm purports to be in the grocery business.

    “If you’re joining this program to buy groceries, don’t bother . . .” the narrator said, lamenting MPB Today’s purportedly high shipping costs and explaining that the company sells a “grocery voucher” that is more cost-effective to use elsewhere.

    “I’m guessing you turned on this video because you heard you could make a lot of money and maybe not have to ever pay for groceries or gas again. So, you’re swimming around the ship — and not even seeing the boat — if you think this is about groceries and these other perks,” the narrator said.

    The narrator then recommended that prospects start recruiting other affiliates to make “serious money” in MPB Today.

    A snippet from the search-warrant application by the U.S. Secret Service in the investigation of the alleged Regenesis 2×2 matrix cycler Ponzi scheme, which was pitched from the ASAMonitor forum.

  • MLM Wireless Distributor’s Delusion Exposed: Walmart To Release Its Own Cell-Phone Plan: $45/Mo. For Unlimited Talk/Text And 100 MB Of Data — With No Contract Or Credit Check

    UPDATED 9:32 P.M. EDT (U.S.A.) If you’ve been bashing your brains out in an unsuccessful bid to sell cell-phone packages MLM-style — and if you believed Data Network Affiliates (DNA) when it said in April that it was offering an unlimited talk and text package for $10 a month with a free phone — you have one week left to snap out of your delusion that DNA is your ticket to MLM wireless riches.

    You also have a week left to snap out of your delusion that various wireless MLM companies are going to sue each other into magical prosperity and raid customers/prospects and distributors from other wireless MLM firms — and use the customers/prospects and distributors to amass giants pots of wealth that are going to create a new wave of MLM millionaires.

    On Sept. 20, Walmart is introducing Walmart Family Mobile, its first self-branded wireless plan. The service will operate on the T-Mobile network and is billed as providing a “family of three savings of up to $1,200 per year.”

    The monthly cost is $45 for unlimited talk and text. A line for a second family member is only $25, and 100MB of data per family is included at no extra charge.

    “Activated accounts come with a free preloaded 100MB WebPak — which provides access to the internet — for every line of service,” Walmart said. “The WebPak is shared among all lines on an account and unused data never expires.”

    Walmart said that additional WebPak refill cards can be purchased at its retail stores or website.

    The plan, which is targeted at families that like to talk and text in carefree volume at a set fee and are not heavy users of cell phones to access the Internet, comes with the best of both prepaid and postpaid wireless service.

    “Walmart Family Mobile has phones for the whole family from Samsung, Motorola and Nokia, including phones with the Android Operating System, QWERTY keyboard, touch screens and other features,” Walmart said. “Since there is no annual contract, customers can upgrade anytime by purchasing a new handset with no extra fees or contract commitment.”

    There is no credit check with the plan. Customers do have to purchase a phone, meaning that no free phone will be provided in return for a contract commitment.

    The Associated Press is reporting that a low-end phone is available for $35 and a high-end phone is available for $249.

    Walmart also offers plans known as Common Cents and StraightTalk that appeal to specific groups of customers interested in paying between $20 and $45 a month, depending on their usage patterns and personal tastes.

    Walmart said earlier this year that more than 1 million people had become prepaid StraightTalk customers in the months after the plan was made available in 2009. StraightTalk has two monthly price points — $30 and $45 — depending on a customer’s usage pattern and personal tastes. Common Cents, meanwhile, provides a cell-phone plan that meets many customers usage patterns and personal tastes for $20 a month prepaid.

    Some wireless companies that operate as MLMs have been scrambling to maintain relevance as Walmart and major cell-phone carriers have concentrated on creating plans that reduce costs and fit the needs of customers across the purchasing and usage spectrum. There has been considerable unease and infighting in the MLM wireless sphere as distributors battle for the business of a limited universe of people interested in purchasing plans from commission-based MLM salespeople when a simple trip to Walmart or a cell-phone store can give them what they need at an attractive price.

    Did you really believe that DNA could provide unlimited talk and text for $10 a month with a free phone?

    And when DNA later unannounced its $10 unlimited plan with a free phone — while at once acknowledging it had no experience in the cell-phone business and hadn’t studied pricing plans before announcing “GAME OVER” and declaring itself the world’s low-price leader — did you really believe that anything it said could be taken seriously moving forward?

    Some affiliate pitches still are claiming DNA offers unlimited talk and text for $10 a month with a free phone. It is unclear if DNA, which also purports to collect data that can help the government and the AMBER ALERT program rescue abducted children, has any cell-phone plan or any relationship with any carrier or provider.

    DNA, which has an “F” rating from the Better Business Bureau, also has told churches that it was their “MORAL OBLIGATION” to pitch a purported, commission-based mortgage-reduction program targeted at people who are facing foreclosure.

    The company described the purported mortgage-reduction program as a “Church Fundraisers (sic) DREAM Come True.”

  • EDITORIAL: Animated Attack On Obama Goes Missing From MPB Today Affiliate’s Sales Arsenal; PP Blog Declines Request From Affiliate’s MLM Sponsor To Remove Story That Describes Bizarre Sales Pitch Painting President As Nazi

    Regular readers of the PP Blog know that it supports the efforts of President Obama’s Financial Fraud Enforcement Task Force to weed out the purveyors of schemes who brought the U.S. and much of the world economy to its knees. Obama is a Democrat.

    What readers may not know is that the Blog is written by a Republican who celebrates America’s entrepreneurial spirit, its market economy, its job-creators, its Great Defenders of Freedom, its Great Guardians of Liberty.

    The PP Blog concerns itself with matters of interest to readers who embrace online commerce and see the Internet as an outlet that is pivotal to future economic expansion. How wonderful would it be, say, if Americans and the other peoples of the world who are living in poverty could harness their entrepreneurial spirits and the power of the Internet to engage in legitimate commerce and elevate the standard of living worldwide?

    And how wonderful would it be if companies and individuals who already are benefiting from financial success could use the Internet to create a legitimate turbine that generates sustainable jobs that pay a pride-producing wage and freelance sales and vendor positions that create bright financial futures?

    Although the PP Blog focuses on business and generally avoids politics, today it makes an exception: When the President of the United States — regardless of party — is attacked to drive business to an online multilevel-marketing (MLM) firm, it must be noted for posterity that the MLM sphere has reached a new and deeply disturbing low.

    To call the anti-Obama, animated screed by an affiliate of MPB Today “tasteless” would be a gross understatement. It harms MPB Today, which is the subject of a “review” by the U.S. Department of Agriculture amid affiliate claims the company has been endorsed by the government. Various government agencies — regardless of what political party controls the White House and the Congress — have warned repeatedly for years that one of the scammer’s most important tools is the shovel that plants the seed that the government endorses a “program” or “business opportunity.”

    MLM “opportunities” are infamous for planting this cancer-spreading seed. Members of AdSurfDaily, for instance, planted the seed that President George W. Bush had given ASD President Andy Bowdoin an award for a lifetime of business achievement. Bowdoin fanned the pollination of the seed by taking his “award” on the road with him and even posing with it.

    The clear aim of the claim was to make prospects believe that ASD could not possibly be a scam because the President of the United States would not give an important business award to a scammer.

    It turned out that the “award” actually was a memento for making campaign donations to the National Republican Congressional Committee. In effect, Bowdoin had made the donations to the NRCC in return for banquet tickets. Records show that Bowdoin made the donations during a period of time in which federal prosectors say he was operating an international Ponzi scheme that perhaps ensnared more than 100,000 people.

    It is a virtual certainty that Bowdoin, who’d been charged with felonies in Alabama in a previous securities swindle and was given a suspended jail sentence, used Ponzi proceeds to make the donations.

    Harm spreads virally when such bogus seeds are planted and take root on the Internet.

    But getting back to the matter of the MPB Today affiliate’s Obama-bashing sales pitch . . .

    Walmart and Walmart’s Sam’s Club name now have been harmed because the MPB Today affiliate used the name of Sam’s Club in the animated attack, which painted Obama and Secretary of State Hillary Clinton as Nazis — with Obama as a cowering Nazi and Clinton as a drunken one wearing “puke colored” clothes purchased from Big Lots, a discount retailer.

    This occurred while other MPB Today affiliates were claiming that MPB, which dispenses Walmart gift cards to winners in the MPB 2×2 matrix cycler, was under “contract” with Walmart, that MPB members were “partners” with Walmart, that MPB sells food “vouchers” that can be exchanged for Walmart gift cards and that the MLM program was “Govt. certified with Food Stamps!”

    As incredible as it seems, Michelle Obama — the First Lady of the United States — was depicted in the affiliate’s animation as experiencing an embarrassing gas attack in the Oval Office after sampling “beans” at a Sam’s Club store. A dog depicted in the pitch more or less said that the First Lady was stinking up the joint.

    Good grief!

    The pitch also harms the image of U.S. business in general because it sends the message that “anything goes” in American Capitalism as long as it returns a profit, the precise message U.S. companies now under indictment or investigation were sending when they brought the financial sector to its knees.

    Meanwhile, it specifically harms online business. Much of the world already believes the Internet is one giant cesspit, in no small measure because of the business practices of certain MLM programs and affiliates of MLM programs.

    At the same time, it harms the Republican party, which is trying to make gains in the upcoming midterm elections. It would be easy, for example, for the Democrats to seize on the message that the sales pitch for MPB Today is just another example of wretched GOP excess and hatred embedded in code. The most bizarre thing about the pitch is that it seems to presume that it is a perfectly acceptable business practice to alienate MPB members and prospects who might be Democrats and Obama supporters — as well as Republicans who actually respect and admire the President even if they disagree with his policies and do not share his political philosophy.

    Even though the MPB Today affiliate’s precise party or political affiliation is not known, it seems clear that the affiliate sees nothing wrong with mixing business with inflammatory, divisive politics,  and is not enthusiastic about the current Democratic leadership. In this sense, it also harms the Democratic party. Political pranksters and Obama opponents could paint the MPB pitchman as a Democratic saboteur or a Tea Party activist seeking to create dissension in the ranks, something that could inure to the benefit of Republicans.

    Most of all, though, the pitch hurts America. Much of the world looks to America for both financial and moral leadership. What the world got in the context of the promotion for MPB Today is yet-another impossibly ham-handed attempt to sell an MLM product at any price — even at the price of American prestige.

    Segments of the MLM trade already are infamous for their inability to sell products without lying, for resorting to gutter tactics, for using sales pitches to reimagine products as something they are not and for setting the stage for tens of thousands of people to get fleeced in one spectacular scam after another that goes “viral” on the Internet.

    Today the PP Blog received a request from a person who described herself as the sponsor of the MPB Today affiliate who produced the anti-Obama screed to “delete” the Blog’s stories on the reprehensible sales pitch.

    “The animated short video on MPB with Hilary and Obama was created by a member I sponsored into MPB and the film has since been taken down,” the sponsor noted. “The member agrees it may have been in poor taste and chose to delete it. Please do the same.”

    Welcome to the often-bizarre world of MLM — a world in which the affiliate who authored a political attack on the President of the United States to gain payments from a 2×2 cycler matrix pushed on known Ponzi forums such as ASAMonitor  “agrees” only that the pitch “may have been in poor taste” and the dutiful sponsor seeks to make sure the the record gets deleted.

    Although the PP Blog verified that the sales pitch had been deleted from the animation site, the Blog is declining to delete its coverage of the matter. All people engaged in MLM need to see it. If they are interested in being taken seriously, they need to condemn it.

    MPB Today should issue a statement that condemns it.

    In May 2009 — just days after the Obama administration announced a crackdown on international financial fraud — the PP Blog received a request from KINGZ Capital Management to delete a story about the AdViewGlobal (AVG) autosurf’s claim that it had secured KINGZ as an offshore wire facilitator to make it easier for Americans (and other peoples of the world) to send money to an obvious Ponzi scheme that had risen from the ashes of ASD, yet another Ponzi scheme

    The PP Blog declined the request. KINGZ later was banned by the National Futures Association for turning a blind eye to the actions of Trevor Cook, a now-convicted felon who operated an international Ponzi scheme that caused investor losses of at least $158 million. The scheme traded on religion. A federal judge called it “wretched, tawdry and cheap.”

    History will record that AVG made the claim about  its new relationship with KINGZ on the very same day in May 2009 that Obama himself announced the fraud crackdown. By June 25, 2009, AVG suspended autosurf cashouts, taking an unknown sum of money sent in by members with it. It is known that many AVG members also were members of ASD, the subject of a racketeering lawsuit and two federal complaints that sought the forfeiture of more than $80 million. The government won both forfeiture cases. The decisions by U.S. District Judge Rosemary Collyer now are under appeal by Bowdoin.

    It also is known the ASD victims have been targeted in promotions for MPB Today. If that’s not enough, it also is known that at least one MPB Today affiliate’s pitch page includes links to at least 100 “surfing” programs, as well as a link to Data Network Affiliates (DNA).

    DNA, yet another MLM program, purports to collect license-plate data that can aid law enforcement and the AMBER Alert program rescue abducted children. Even as DNA and affiliates are claiming to be interested in helping law enforcement, the company says it is selling a spray product that prevents cameras from snapping photographs of license plates at intersections that use electronic systems to enforce traffic laws.

    As DNA is doing this, it also is telling churches that they have the “MORAL OBLIGATION” to recruit affiliates for a purported mortgage-reduction program targeted at people who are facing foreclosure. Meanwhile, MPB Today also is targeting foreclosure subjects in sales pitches, and some MPB affiliates are using religion in sales pitches to attract MLM members.

    Both MPB Today and DNA are operating in Florida, which has one of the highest concentrations of foreclosures in the United States and is near the top of the list in U.S. bank failures.

    So, no. The PP Blog will not delete its coverage of the MPB Today affiliate’s attack on Obama.

    All of America — all of the world and all of the MLM universe — needs to see that the President of the United States was right in May 2009 when he announced the fraud crackdown and was right in November 2009 when he announced the formation of the Financial Fraud Enforcement Task Force.

    The PP Blog has no doubt — none whatsoever — that corrupt elements within the MLM universe are doing everything in their power to use the Internet to bleed wealth from hard-working Americans and other hard-working peoples of the world, and that the corrupt transfer of wealth is leading to losses of billions of dollars globally. Simply put, these reprehensible — if not downright criminal business practices — are a money grab on a colossal scale.

    Proceeds from fraud schemes are difficult to trace. Money moves at the speed of an electronic impulse. Any number of nefarious enterprises, including narcotics traffickers, organized crime and terrorist groups, could be tapping into the fraud stream. There is no doubt that some of the criminal enterprises are dressed up as legitimate MLMs or employ a direct-sales business model that pays commissions to attract new money.

    Stand strong, Mr. President. Your efforts to turn off this criminally gushing Ponzi and fraud spigot not only are commendable, but also are in the interest of U.S. national security, the safeguarding of which is your highest duty to the American people.

    The photos below are for posterity. We are publishing them even as we wonder if nothing is off limits if it helps an MLM offer convert — and even as we wonder why the MLM trade seems so willing to repeatedly attribute its image problem to only a “few bad apples” while simultaneously calling the industry’s critics “haters.”

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  • MPB Today Affiliate Website That References Food Stamp Program Has Links To At Least 100 ‘Surfing’ Programs — Some Of Which Already Have Gone Belly-Up; ‘Ken Russo’ Defends Program On Ponzi Forum

    A promotional website for the MPB Today multilevel-marketing (MLM) program specifically references the U.S. Food Stamp program administered by the U.S. Department of Agriculture and includes links to at least 100 “paid to surf” programs, including programs that use domains registered offshore and programs that appear already to have failed.

    Separately, an MPB Today affiliate is using a YouTube video to inform prospects that they are better off not buying groceries from a Florida-based company linked to the MLM program. Instead, the affiliate suggested, incoming members should follow the herd and not purchase groceries from Southeastern Delivery in a bid to earn a higher payout later from MPB’s 2×2 cycler matrix.

    “When you join MPB Today, you buy or purchase a $200 food voucher — food voucher,” stressed the affiliate in a video pitch. “That puts you into the business.

    “You can purchase food with that voucher,” he continued. “Or you can wait and do the business and exchange that voucher for a Walmart gift card . . . which I did and everybody else is doing.”

    During the portion of the video in which the affiliate was stressing the importance of following the herd — a snippet of about 60 words — the word “voucher” was used four times. The use of the word — coupled with a published statement by MPB Today that it charges up to 50 percent of the cost of the order to ship groceries and ships only “dry-goods” — gives rise to questions about whether MPB Today actually has a product behind the business “opportunity.”

    “We ship ONLY non-perishable dry-goods only,” MPB Today stresses on its website, using the word “only” twice in a seven-word sentence. Because the firm’s purportedly high shipping costs, dry-goods “only” policy and lack of dollar-stretching generic products, questions have been raised about whether the firm and its affiliates are deliberately steering members to the matrix program and seeking to minimize or eliminate grocery orders from outside its base of operations in Pensacola.

    The video first was referenced by “Ken Russo” on the Ponzi-pushing ASAMonitor forum as a “very concise . . . presentation” that outlines the advantages of the MPB Today program.

    “Ken Russo,” who also pushed the Regenesis 2×2 cycler program that became the subject of a U.S. Secret Service probe last year that featured undercover operatives and the surveillance of a Dumpster into which business records were tossed, opined on the ASAMonitor Ponzi forum that he has “concluded that MPBToday is one of the best and most practical programs I have ever seen in the network marketing industry.”

    In April 2009, while pitching Regenesis on ASAMonitor, “Ken Russo” observed that “ReGenesis is an excellent program which lends itself to a team effort approach which will greatly enhance the Automated Recruiting System that they provide to ensure that each and every member is credited with 2 personal referrals.”

    By August 2009, the Secret Service had applied for and executed search warrants in the Seattle area as part of its probe into Regenesis, according to court documents. The agency informed a federal judge that it had kept certain subjects under surveillance for five weeks and that it had linked the scheme to a securities fraudster who had been released from federal prison in January 2009.

    The agency laid out allegations of an elaborate fraud involving multiple individuals, multiple bank accounts, multiple addresses and multiple company names. Agents said they observed complaint letters directed at the firm being discarded into a Dumpster that was kept under constant surveillance.

    Also found in the Dumpster were copies of checks sent in by customers, other documents that included customers’ names and information to identify them personally, complaint faxes sent by customers and a letter from a law firm complaining about false, misleading and deceptive advertising, according to court filings.

    In the promo that specifically referenced the Food Stamp program, meanwhile, the affiliate claimed that MPB Today sells “prepaid” groceries.

    “This grocer is so legitimate that they are legally authorized to accept payment via EBT,” the affiliate claimed. “EBT is an abbreviation for Electronic Benefits Transfer which is the method now used for distributing the federal Supplemental Nutrition Assistance Program (SNAP). As of Oct. 1, 2008, SNAP is the new name for the federal Food Stamp Program. One word —> LEGITIMATE !”

    The clear implication of the claim is that, because the government approved Southeastern Delivery to accept Food Stamps, the MLM program also passes muster. The word “voucher” also is used on the Food Stamp pitch page, and the page includes links to multiple autosurfing sites and other highly questionable business opportunities.

    One of the programs pitched on the page is Data Network Affiliates (DNA), which purports to collect license-plate data that can aid law enforcement and the AMBER Alert program rescue abducted children. Like MPB Today, some affiliates of DNA used an image of Donald Trump to pitch the purported license-plate data program. Trump’s image appeared for 10 continuous minutes in a pitch for DNA, while a narrator said the company had “incredible” people on speed dial. DNA, which lists an address in Boca Raton, Fla., uses a domain registered behind a proxy in the Cayman Islands and says it can help members avoid traffic tickets by providing them a protective spray that purportedly shields intersection cameras from taking pictures of license plates, has an “F” rating from the Better Business Bureau for not responding to customer complaints.

    DNA once claimed that churches have the “MORAL OBLIGATION” to help it pitch a purported mortgage-reduction program. Florida is plagued by mortgage fraud — and scammers who are targeting foreclosure subjects.

    MPB Today is targeting foreclosure subjects in a video sales pitch. Trump’s image was removed from the MPB Today website Tuesday.

    In a video accessible from the page in which the MPB Today Food Stamp claim is made, another affiliate is shown cashing his check from Southeastern Delivery at an FDIC insured bank. The video captures the voice of the bank teller.

    In this YouTube video, an MPB Today affiliate cashes his check from Southeastern Delivery at an FDIC-insured bank. The page from which the video is accessible shows August prices for Southeastern Delivery, which appears to have no money-stretching generic products. Among the name-brand products listed was Starbucks coffee — $14.28 for 20 ounces of House Blend.

    The affiliate then was videotaped inside a Walmart store making a purchase with a Walmart gift card sent to him by the MLM program. This section of the video captured the face of a Walmart employee.

    Later, the affiliate was taped inside a taco store. In an apparent gag, the affiliate attempted to pay for his purchase with a Walmart gift card. This section of the video showed the faces of at least three taco-store employees. The employees, whose faces now are on YouTube along with the face of the Walmart employee and the voice of the bank employee, appear to be confused about what is happening.

    It is unclear if any of the workers knew they were being videotaped or audiotaped for an affiliate’s commercial for MPB Today.

    MPB removed an image of a Walmart store from its website Tuesday. Walmart has not responded to questions posed by the PP Blog. The U.S. Department of Agriculture (USDA) is conducting a review of claims made about the MPB Today program.

  • MPB Affiliate Says Members Are ‘Partners’ With Walmart And That Program ‘Guaranteed’ Not To Be Scam; Separate Promo Depicts Michelle Obama As Experiencing Oval Office Gas Attack After Sampling ‘Beans’ At Sam’s Club

    This promo for MPB Today claims affiliates become "partners" with Walmart and that business owners are "Granted FREE Groceries" for referring business to the MLM program. The promo appeared last night on a site that is heavily advertising the program — even after Walmart's name had gone missing from the landing page on MPB Today's website.

    UPDATED 10:42 A.M. EDT (U.S.A.) Using the soundtrack from the legendary rock band Heart’s 1985 hit single “What about love,” an affiliate of MPB Today is claiming on YouTube that the company’s members become “partners” with Walmart and that MPB’s multilevel-marketing (MLM) program is “Guaranteed” not to be a scam.

    Heart could not be contacted immediately to determine if the MPB affiliate was authorized to use the song, which features the voice of Ann Wilson, in a sales promotion for an MLM program tied to a Florida-based grocery company known as Southeastern Delivery.

    Walmart has not responded to a request last week from the PP Blog that asked the company to comment on legal and regulatory issues surrounding the use of its name in promotions for MPB Today. The Blog specifically asked Walmart if it knew that MPB Today was using the company name in sales pitches and that at least one affiliate had claimed that Walmart gift cards distributed by MPB to its purported customers could be converted to Walmart prepaid Visa cards, which can be used the same as cash.

    The Blog also asked Walmart if it was affiliated with MPB Today and whether it approved of the use of its brand in the MPB Today MLM program.

    On Tuesday, the MPB Today website removed images of a Walmart store and business titans Donald Trump and Warren Buffet. It was unclear if Walmart, Trump and Buffet had forced the removal.

    Even after MPB Today removed the images, an affiliate promo appeared online last night that claimed MPB Today members were “partners” with Walmart. Ads for MPB Today have targeted Food Stamp recipients, senior citizens, Ponzi scheme victims, foreclosure subjects, people of faith and members of the public who are unhappy with the administration of President Barack Obama.

    One animated ad for MPB Today depicted First Lady Michelle Obama as having experienced a gas attack after sampling “beans” at Sam’s Club. Sam’s Club operates under the Walmart flag.

    This animated pitch for MPB Today depicts First Lady Michelle Obama as having an embarrassing gas attack in the Oval Office after sampling "beans" at a Sam's Club. In the promo, Michelle Obama later gets knocked out by a drunken Hillary Clinton, who is portrayed as a Nazi. President Obama gives Clinton a left-handed Nazi salute in the promo.

    The ad, which portrayed President Obama and Secretary of State Hillary Clinton as Nazis, potentially could alienate customers regardless of their political views. Why an affiliate would imply in an ad that MPB Today prefers Obama opponents as customers is unclear. Such a caustic ad potentially could injure multiple brands because MPB affiliates have claimed Walmart is affiliated with the firm and the name of Sam’s Club appears in the anti-Obama promo.

    MPB Today operator Gary Calhoun has a poor record with the Better Business Bureau for his operation of a previous company, United Pro Media. The company’s predecessor firm, Trim International, was ordered by the U.S. Food and Drug Administration to stop violating federal law in its marketing of a product positioned as a treatment for Lou Gehrig’s Disease, cancer and other severe medical conditions.

    The U.S. Department of Agriculture said last week that it was conducting a review into claims made about MPB Today. The agency said yesterday that its review was ongoing.

    MPB Today is being marketed on social-media sites. It also is being marketed on at least three forums that are infamous for promoting Ponzi schemes.